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304 E Franklin St, Saint Paul, IN, 47272

2beds
1baths
997sqft
$30,000
$30price/sqft
$391/moest. monthly cost
$15,640/yrincome needed

About This Home

Needs Renovation! Could be a 1-2 BR w/1 bath. Nice roomy 60x120 lot with fenced yard. Also has a storage shed in back. Sits on a side alley. Has been recently treated for termites. Repairs and demo had been started. Some floors have been opened up and there are holes in some areas. Please use caution!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedroom2

  • Features: Other
  • Level: Main
  • Area: 180
  • Dimensions: 18X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 997
  • Total interior livable area: 997 sqft

Kitchen

  • Features: Other
  • Level: Main
  • Area: 216
  • Dimensions: 12X18

Laundry

  • Features: Other
  • Level: Main
  • Area: 144
  • Dimensions: 18X8

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 12X18

Master Bedroom

  • Level: Main
  • Area: 216
  • Dimensions: 18X12

Property

Details

  • Parcel number: 160503320089000002
  • Special condition: As Is,Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$23$276
Property Taxes $33$396
Electricity $184$2,212
Total$391$4,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,405/yr
40% on housing$11,730/yr
45% on housing$10,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 47272$90
Decatur County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 47272$105
Decatur County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Listed for sale$39,000

For Sale by Agent

AgentMelanie Hartwell
BrokerageLincoln Realty, Inc.

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