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620 Gilbert Rd, Ridley Park, PA, 19078

4beds
2baths
2,700sqft
$374,000
$139price/sqft
$2,835/moest. monthly cost
$113,400/yrincome needed

About This Home

Step into this charming Victorian home, full of character and timeless appeal. A covered front porch welcomes you into a spacious entryway, setting the tone for the home’s classic layout. The main level features a living room with a brick fireplace and an adjoining bonus room—perfect for a home office, reading nook, or additional living space. The layout continues into the dining room and an inviting sun-filled living area. One of the home’s standout features is the custom wood-and-glass sunroom, offering a bright and versatile space overlooking the backyard with direct access to the side deck—ideal for relaxing or entertaining. The kitchen includes an island and plenty of cabinet space, making it both functional and full of potential. Upstairs, the second level offers three bedrooms and a full bathroom. The third floor adds even more flexibility with an additional bedroom and full bath—perfect for a private guest suite or creative space. The home also features an unfinished basement for storage and a spacious backyard for outdoor enjoyment. Rich in original character, it offers the perfect canvas to update and make your own.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Lakeview El SchoolGrades K-50.5 mi
5/10
Ridley Middle SchoolGrades 6-80.5 mi
7/10
Ridley High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,700

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 37000074700
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Deck

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance *$144$1,728
Property Taxes $504$6,048
Electricity $296$3,554
Total$2,835$34,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,200/yr
40% on housing$85,050/yr
45% on housing$75,600/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 19078$192
Delaware County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 19078$198
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$399,000
2010-06-30Sold$190,000
2010-03-06Price change$238,000
2010-02-05Price change$258,900
2009-12-02Price change$275,000
2009-09-03Listed for sale$320,000

For Sale by Agent

AgentLewis Esposito
BrokerageRE/MAX Preferred - Newtown Square

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