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311 N Mill St, Veedersburg, IN, 47987

4beds
3baths
3,399sqft
$187,500
$55price/sqft
$1,573/moest. monthly cost
$62,920/yrincome needed

About This Home

Step inside and immediately notice the fresh, inviting atmosphere created by brand-new flooring and crisp, freshly painted walls throughout. The completely updated kitchen is the heart of the home, featuring new cabinetry, countertops, and fixtures-perfect for everything from weeknight dinners to weekend entertaining. With four spacious bedrooms, there's plenty of room for the whole family, guests, or a dedicated home office. The 2.5 bathrooms ensure mornings run smoothly, and the full unfinished basement offers incredible potential-whether you envision a recreation room, home gym, workshop, or additional storage, the possibilities are yours to decide. Outside, the home truly shines. Relax on the charming covered front porch with a fresh cup of coffee or tea. Out back, a wood deck provides the ideal space for grilling, entertaining, or unwinding at the end of the day. All just a short stroll from the conveniences of town.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Electric Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Unfinished

Bedroom2

  • Level: Upper
  • Area: 210
  • Dimensions: 14x15

Bedroom3

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedroom4

  • Level: Upper
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Family Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Features

  • Attic Access,High Ceilings,Entrance Foyer
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,399
  • Total interior livable area: 3,399 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 7x9

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 231106300089000018
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 8,712 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $948$11,376
Home Insurance *$216$2,592
Property Taxes $98$1,176
Electricity $311$3,739
Total$1,573$18,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,931/yr
40% on housing$47,190/yr
45% on housing$41,946/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 47987$100
Fountain County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 47987
Fountain County$68

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$188,000
2026-03-26Price change$192,500
2026-02-23Listed for sale$200,000
2025-11-05Sold$77,323
2017-06-09Sold$65,000
2017-02-24Price change$79,900
2017-02-03Listed for sale$84,500
2016-12-31Listing removed$84,500
2016-11-15Listed for sale$84,500

For Sale by Agent

AgentSherri Baird
BrokerageKeller Williams-Morrison

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