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9621 W 575 S, Owensville, IN, 47665

4beds
3baths
2,576sqft
$344,900
$134price/sqft
$2,542/moest. monthly cost
$101,680/yrincome needed

About This Home

Welcome to this spacious home situated on nearly a full acre (0.99) of land, offering over 2,500 square feet of comfortable living space, with 4 bedrooms and 2.5 baths. When entering the front foyer connects a den/office and a dining room both rooms have new flooring in 2026. The large kitchen features a pantry, lots of cabinets, great counter space, breakfast nook, and the kitchen appliances (2019) per seller. The kitchen opens into the family room with new flooring in 2026, and sliding door(s) leading out to the backyard and patio. The upper level has an oversized primary master suite which includes, a shower/tub combo and a walk-in closet, hall full bath and large linen closet. Also, the laundry room is on the upper level for convenience and the washer and dryer are included. One of the additional bedrooms could be a nursery with an entrance door to the primary master suite as well as to the hallway, plus has a walk-in closet. The other two bedrooms are large with great closets. There is an attached two car garage with a huge gravel driveway for extra parking. The HVAC is 3 years old and window treatments are included.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Features

  • Ceiling Fan(s),Walk-In Closet(s),Entrance Foyer
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile,Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,576

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,576
  • Total interior livable area: 2,576 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 260

Property

Details

  • Parcel number: 261709200004.621021

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch Covered
  • Fencing: None

Lot

  • Lot size: 0.99 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$349$4,188
Property Taxes $213$2,556
Electricity $236$2,833
Total$2,542$30,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,154/yr
40% on housing$76,260/yr
45% on housing$67,786/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 47665$106
Gibson County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 47665
Gibson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$344,900
2019-05-03Sold$204,900
2019-02-20Price change$204,900
2018-12-28Price change$206,900
2018-10-15Listed for sale$215,900

For Sale by Agent

AgentMichelle Brummett
BrokerageAcclaim Realty Group

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