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314 Swarthmore Ave, Folsom, PA, 19033

3beds
2baths
1,148sqft
$424,999
$370price/sqft
$3,127/moest. monthly cost
$125,080/yrincome needed

About This Home

Welcome to 314 Swarthmore Ave. One of Ridley's finest! This 3 bed 2 bath single home is absolutely stunning and just waiting for a new family to move in and make memories for many years to come. This home has been beautifully renovated from top to bottom, inside and out! As soon as you pull up you'll notice the large front deck with modern design and a paver landing, vinyl railings and wrapped with new landscaping! Through the front door you're greeted with a large L-shaped living room, dining room, kitchen with all new LVP flooring. The living room features a custom shiplap wall with a built in electric fireplace and custom shelving! The kitchen was tastefully done with fresh white, soft close cabinetry, a tiled herringbone backsplash, beautiful quartz countertops and all new stainless steel appliances. To complete the first floor you'll find 3 bedrooms and a gorgeous bathroom thats been fully renovated with custom tile work and a lighted niche in the shower to add a little ambiance to the design. The fullsize finished basement is huge and offers so many options to make it your dream space! At the bottom of the basement steps you'll find the laundry room. In the back of the basement you'll find a large utility/storage area. Last but certainly not least you'll find a second full bathroom with a glass enclosed, custom tiled corner shower, new lighting, new vanity and fixtures. You can access the spacious backyard from the basement where you'll find the oversized garage thats also been completely renovated with a new roof, new window, capping, new motorized door and freshly painted inside and out! Some additional upgrades include all new siding, all brand new windows, updated electrical with new electrical panel, updated plumbing, new high efficiency HVAC, new blacktop driveway, all new exterior doors, new lighting and fixtures T/O, freshly painted T/O, etc... Come check it out before it's too late!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

10/10
9/10
9/10
Strath Haven High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 38030252900
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 4,792 sqft
  • Features: Front Yard,Rear Yard
  • Lot size dimensions: 50.00 x 100.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Storage,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$181$2,172
Property Taxes $573$6,876
Electricity $224$2,692
Total$3,127$37,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,211/yr
40% on housing$93,810/yr
45% on housing$83,386/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 19033$192
Delaware County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 19033$196
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$424,900
2026-07-22Price change$424,999
2026-07-17Listed for sale$425,000
2026-04-01Sold$190,000
2003-04-07Sold$140,000
1997-03-07Sold$98,500

For Sale by Agent

AgentMike Mulholland
BrokerageLong & Foster Real Estate, Inc.

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