120 White Oaks Dr, Fishers, IN, 46038
About This Home
1.32 acres of serene ranch living with a walk-out basement awaits you. This meticulously maintained property is packed with high-end upgrades for peace of mind for years to come. Recent improvements include a new roof installed in 2024, geothermal heating and AC added in 2025, and septic pumped in 2024 and Air ducts cleaned in 2026. Additional updates such as a new iron filter and water purifier in 2023, water heater 2022 along with a new water softener in 2024, provide modern conveniences. The exterior mortar and stone veneer have been checked and repaired as necessary in 2024, maintaining the home's charming appeal. The kitchen received a stunning update in 2017, featuring a beautiful backsplash, a center island, and upgraded appliances. The garage is finished with insulation and epoxy flooring, and the entire home boasts newer Pella windows. Enjoy the durability of a concrete driveway installed in 2014. Inside, hardwood floors flow through many rooms, while a HUGE living room showcases a stone fireplace and large picture windows overlooking a picturesque wooded backyard. The walk-out basement presents an opportunity for further customization and outdoor areas. Explore the gorgeous wooded lots perfect for enjoying nature. HSE Schools, convenient location in Fishers. This home has been lovingly cared for and is ready for its next owner. Schedule your visit today!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Block,Crawl Space
- Construction materials: Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Electric Water Heater,Disposal,Oven,Electric Oven,Refrigerator,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Out Access
Bedroom2
- Level: Main
- Area: 225
- Dimensions: 15x15
Bedroom3
- Level: Main
- Area: 104
- Dimensions: 8x13
Bedroom4
- Level: Main
- Area: 240
- Dimensions: 12x20
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 4
Dining Room
- Level: Main
- Area: 247
- Dimensions: 19x13
Features
- Entrance Foyer,Hardwood Floors
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Central Air,Geothermal
Interior Area
- Total structure area: 3,648
- Total interior livable area: 3,648 sqft
Kitchen
- Level: Main
- Area: 190
- Dimensions: 19x10
Living Room
- Level: Main
- Area: 522
- Dimensions: 18x29
Master Bedroom
- Level: Main
- Area: 285
- Dimensions: 15x19
Property
Details
- Parcel number: 291024201023000005
- Special condition: Estate
- Horse amenities: None
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 1.32 Acres
- Features: Mature Trees,Wooded
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $412 | $4,944 |
| Electricity | $334 | $4,012 |
| Total | $4,068 | $48,816 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $579,900 |
| 2026-07-14 | Listed for sale | $599,900 |
View on Zillow