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12863 Tradd St APT 1C, Carmel, IN, 46032

2beds
2baths
1,205sqft
$259,000
$215price/sqft
$1,904/moest. monthly cost
$76,160/yrincome needed

About This Home

Discover sophisticated, low-maintenance living in this beautifully maintained condominium featuring a desirable open-concept floor plan on the first floor!!! Designed for both comfort and functionality, the spacious living, dining, and kitchen areas flow seamlessly together, creating an inviting space for everyday living and entertaining. This move-in-ready home offers two generously sized bedrooms and two full bathrooms, providing the perfect balance of privacy and convenience. Built in 2002, the home has been well cared for and is in excellent condition, blending modern comfort with timeless appeal. Conveniently located near shopping, dining, parks, and everything Carmel has to offer, this exceptional condominium is a wonderful opportunity to enjoy a relaxed and connected lifestyle. Schedule your private showing today!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

10/10
10/10
Creekside Middle SchoolGrades 6-81.1 mi
10/10
Carmel High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator,Dishwasher

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Features

  • Ceiling Fan(s),Pantry,Smart Thermostat,Walk-In Closet(s)
  • Common walls with other units/homes: 1 Common Wall,No One Below

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,205
  • Total interior livable area: 1,205 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Master Bedroom

  • Level: Main
  • Area: 220
  • Dimensions: 20x11

Property

Details

  • Parcel number: 290928047166000018
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Patio

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$102$1,224
Property Taxes $309$3,708
Electricity $184$2,212
Total$1,904$22,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,280/yr
40% on housing$57,120/yr
45% on housing$50,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$246
Hamilton County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$259,000
2025-02-18Listing removed$1,750
2024-12-15Listed for rent$1,750
2024-12-06Sold$240,000
2024-11-25Pending sale$245,000
2024-11-20Listed for sale$245,000

For Sale by Agent

AgentAshton Harris
BrokerageThe Stewart Home Group

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