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10557 N Us Highway 31, Seymour, IN, 47274

3beds
2baths
3,794sqft
$299,900
$79price/sqft
$2,212/moest. monthly cost
$88,480/yrincome needed

About This Home

Welcome Home! 3 Bedroom Home on 1.25 acres with 2 detached 2 Car Garages! Open Floor Plan on Main Level, Upstairs Bedroom and Bonus Room, Full Unfinished Basement; Great Location - Serene Setting, Must See!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Seymour Middle SchoolGrades 6-85.3 mi
3/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedroom2

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Bedroom3

  • Level: Upper
  • Area: 264
  • Dimensions: 12x22

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Family Room

  • Level: Main
  • Area: 308
  • Dimensions: 14x22

Features

  • Attic Access,Pantry
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,794
  • Total interior livable area: 3,794 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Master Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Office

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Property

Details

  • Parcel number: 367623200016000012
  • Special condition: As Is,Estate,Sales Disclosure Not Required
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 1.25 Acres
  • Features: Not In Subdivision,Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$194$2,328
Property Taxes $155$1,860
Electricity $347$4,173
Total$2,212$26,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,840/yr
40% on housing$66,360/yr
45% on housing$58,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 47274$299
Jackson County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 47274$135
Jackson County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$319,900
2009-07-24Sold$143,500

For Sale by Agent

AgentCarlos Higareda
BrokerageeXp Realty LLC

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