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117 W College St, North Vernon, IN, 47265

2beds
1baths
935sqft
$100,000
$107price/sqft
$808/moest. monthly cost
$32,320/yrincome needed

About This Home

Bring your vision and creativity to this charming historic home on College Street! Featuring 2 bedrooms, 1 bathroom, and timeless character, this property is ready for its next chapter. While it could benefit from repairs and updates, it offers incredible potential for a buyer looking to restore its historic charm or an investor seeking their next renovation project. The property also features convenient off-street parking accessible from the alley and an oversized detached one-car garage, providing valuable storage and workspace. Whether you're dreaming of creating a cozy home full of character or adding value through renovation, this is an exceptional opportunity at an attainable price point. Don't miss your chance to unlock the potential of this historic gem!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
4/10
3/10

Construction

Condition

  • Year built: 1893

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Refrigerator
  • Laundry features: In Unit

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • High Speed Internet

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 935
  • Total interior livable area: 935 sqft

Kitchen

  • Level: Main
  • Area: 128
  • Dimensions: 8x16

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Master Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Property

Details

  • Parcel number: 400934330131000004
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$70$840
Property Taxes $49$588
Electricity $184$2,212
Total$808$9,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,702/yr
40% on housing$24,240/yr
45% on housing$21,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 47265$104
Jennings County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 47265$141
Jennings County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Listed for sale$100,000

For Sale by Agent

AgentAndrew Flora
Brokerage1 Percent Lists Indiana Real Estate

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