85 E 91 State Hwy #3, Vernon, IN, 47282
About This Home
Own a piece of history with this circa 1830's building. This 3,630 sq. ft. building is currently a duplex. Each unit has been torn down to the studs and made structurally sound. All new windows throughout.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1840
Materials
- Roof: Metal
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Duplex
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
Property
Details
- Parcel number: 401211220023000013
- Special condition: As Is
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.25 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Ice Storm
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $145 | $1,740 |
| Electricity | $184 | $2,212 |
| Total | $935 | $11,220 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-18 | Price change | $99,900 |
| 2025-04-25 | Listed for sale | $109,900 |
| 2020-03-17 | Listing removed | $68,600 |
| 2020-01-06 | Price change | $68,600 |
| 2019-09-21 | Price change | $74,900 |
| 2019-08-27 | Listed for sale | $89,900 |
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