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7401 W 126th Ave, Crown Point, IN, 46307

2beds
2baths
780sqft
$169,900
$218price/sqft
$1,202/moest. monthly cost
$48,080/yrincome needed

About This Home

Hillside ranch on a wooded rise in west Crown Point, and there is more here than the square footage suggests. The living room runs better than twenty feet with windows on two sides and opens straight into a separate dining room, so the main floor lives far larger than a small ranch usually does. The kitchen keeps a gas range, good counter space and a window over the sink. Two bedrooms and a full bath are on the main level, and there is a second full bath downstairs. The lower level carries the laundry, a wood burning stove and a great deal of room to grow into. Outside is where this one separates itself. A wide wood deck steps down to terraced stone garden beds, a covered gazebo, mature oaks and a deep gravel drive with room for everything. The fenced side lawn is included as well, planted with apple, peach, pear and cherry trees. The detached 25 by 24 building stands sixteen feet tall and handles the boat, the trailer, the projects, or all three. Work the sellers have already done includes a new furnace and central air, updated electrical, a new water softener and pressure tank, and a sump pit with pump. Natural gas heat, private well, public sewer, no HOA and Crown Point schools. Minutes to Cedar Lake and an easy run to Route 41. Homes on this street rarely come up. Come walk it.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
Crown Point High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Microwave
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Sump Pump

Bedroom2

  • Level: Main
  • Area: 72
  • Dimensions: 9.0 x 8.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 780

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Kitchen

  • Level: Main
  • Area: 56
  • Dimensions: 8.0 x 7.0

Laundry

  • Level: Basement
  • Area: 341
  • Dimensions: 31.0 x 11.0

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 20.0 x 18.0

Primary Bedroom

  • Level: Main
  • Area: 72
  • Dimensions: 9.0 x 8.0

Property

Details

  • Parcel number: 451523129012000043
  • Zoning description: residential
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Fire Pit,Storage,Rain Gutters
  • Fencing: Fenced,Partial
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 10,018 sqft
  • Features: Back Yard,Wooded,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$70$840
Property Taxes $89$1,068
Electricity $184$2,212
Total$1,202$14,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,211/yr
40% on housing$36,060/yr
45% on housing$32,053/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 46307$168
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46307$175
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$169,900
2026-07-30Listed for sale$169,900

For Sale by Agent

AgentJoseph Janiczek
BrokerageBanga Realty, LLC

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