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14805 109th Ave, Dyer, IN, 46311

3beds
3baths
1,904sqft
$649,900
$341price/sqft
$4,247/moest. monthly cost
$169,880/yrincome needed

About This Home

Experience refined country living on nearly 10 acres in sought-after Hanover Township offering convenient access to Illinois. This beautifully maintained 3-bedroom, 2.5-bath sprawling ranch constructed w/ quality 2x6 construction blends timeless design w/modern comforts in a serene setting. Step inside to a bright, airy open-concept layout enhanced by tasteful decor & thoughtful design throughout. The inviting living room features a stunning stone fireplace creating a warm & elegant focal point. A separate formal living room or bonus space showcases picturesque views of the front acreage offering versatility for entertaining, relaxing, or working from home. The recently updated kitchen truly serves as the heart of the home, boasting a massive center island, quartz countertops, vaulted ceiling, pantry, coffee bar, & newer appliances. The spacious dining area w/ sliding glass doors leads to an oversized rear deck creating seamless indoor-outdoor living--perfect for entertaining or enjoying countryside views. Designed with a desirable split floor plan, the luxurious primary suite offers a private retreat featuring a large walk-in closet w/ built-ins, dbl vanity, & a heated jetted whirlpool tub for ultimate relaxation. Two additional beds & a full bath are thoughtfully situated on the opposite side of the home, providing comfort & privacy for family or guests. Outdoors the property continues to impress. Equestrian enthusiasts will appreciate the impressive 30x40 barn complete w/ water, electric, tack room, 2 stalls (room for a 3rd), & turnout pens w/ electric fencing. The expansive acreage offers endless possibilities for recreation, horses, or future expansion. A 2.5-car det garage provides additional storage & workspace. Bonus: Included is a subdivided and platted 2.12-acre parcel located at the NW corner of the property--an exceptional added value & rare opportunity. This remarkable property is truly one of kind & a rare find. [See directions: GPS mapping issues]

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
5/10
7/10

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Electric Range,Dishwasher,Disposal
  • Laundry features: Electric Dryer Hookup,Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Area: 169
  • Dimensions: 13.0 x 13.0

Bedroom3

  • Area: 130
  • Dimensions: 13.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 195
  • Dimensions: 13.0 x 15.0

Dining Room

  • Area: 110
  • Dimensions: 10.0 x 11.0

Features

  • Cathedral Ceiling(s),Country Kitchen,Walk-In Closet(s),Vaulted Ceiling(s),Stone Counters,Pantry,Open Floorplan,Kitchen Island,High Ceilings,Eat-in Kitchen,Double Vanity,Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,904

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Kitchen

  • Area: 221
  • Dimensions: 13.0 x 17.0

Laundry

  • Area: 48
  • Dimensions: 8.0 x 6.0

Living Room

  • Area: 221
  • Dimensions: 13.0 x 17.0

Primary Bedroom

  • Area: 195
  • Dimensions: 13.0 x 15.0

Property

Details

  • Parcel number: 451412200004000013
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Rural
  • Horses can be raised: Yes

Lot

  • Lot size: 9.60 Acres
  • Features: Back Yard,Rectangular Lot,Landscaped,Front Yard

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Gravel,Garage Faces Front,Driveway,Additional Parking,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$278$3,336
Property Taxes $499$5,988
Electricity $184$2,212
Total$4,247$50,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,611/yr
40% on housing$127,410/yr
45% on housing$113,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 46311$181
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46311$158
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$649,900
2026-04-16Listed for sale$674,700
2017-07-24Sold$289,000

For Sale by Agent

AgentChristine Benko
BrokerageSCHUPP Real Estate

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