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2753 E Pedigo Bay Dr, Bloomington, IN, 47401

6beds
6baths
7,291sqft
$2,750,000
$377price/sqft
$17,780/moest. monthly cost
$711,200/yrincome needed

About This Home

Special, that is what this home is. It is special to the current owners and it will be special to the new owners as well. This thoughtfully crafted home has so much to offer. From entering the gated community of Pedigo Bay and driving along your water view to your private entrance to 2753 Pedigo Bay Dr. you will be enchanted. The stone pathway and manicured gardens lead you to the welcoming covered front porch where you will instantly want to sit and enjoy the view. The front entry of the home offers a warm welcome and the instant water view a glance of things to come. The main floor offers a study w/French doors, large open floor plan with cathedral ceilings, taking every opportunity to view Lake Monroe. The chef’s kitchen features induction cook top, double ovens, ample counter space, and custom maple cabinetry throughout. For your entertaining purposes the Butlers Pantry has you covered with secondary sink, dishwasher, warming drawer and prep area. You will find the primary ensuite on the main level also taking advantage of the lake view, a luxurious en/suite and walk in closet with built ins and natural light. Additionally, there is a formal dining area, breakfast seating area and keeping room with its own fireplace leading to an outdoor balcony area. The upper level offers 3 bedrooms, 2 full baths, an artist studio with its own balcony and library area overlooking the main floor with room for hundreds of your favorite tomes, a seating area and your own built-in reading nook! The lower level does not disappoint with 11’ ceilings, large family room area offering a double-sided fireplace, pool table, a full bar w/built-in seating, 2 bedrooms with a full bath, a work out studio, yoga room, secondary laundry room, sun room with wine storage behind a “hidden” door and 2 storage rooms, one for mechanicals and one currently used as a “China storage" room. This home is full of wonders, cozy sitting areas, interesting light fixtures, hidden doorways, a whole house generator, elevator ready, ample flex space and much more. To be truly appreciated one must see this large yet cozy/warm home.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

8/10
8/10
10/10

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Cedar,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Freezer,Exhaust Fan,Oven-Built-In,Double Oven,Gas Oven,Warming Drawer,Gas Water Heater,Tankless Water Heater
  • Laundry features: Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Exterior Entry,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 195

Family Room

  • Level: Lower
  • Area: 1025

Features

  • 1st Bdrm En Suite,Bar,Breakfast Bar,Bookcases,Built-in Desk,Ceiling-9+,Tray Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Countertops-Solid Surf,Stone Counters,Crown Molding,Eat-in Kitchen,Elevator,Entrance Foyer,Open Floorplan,Pantry,Split Br Floor Plan,Double Vanity,Wet Bar,Wiring-Smart Home,Kitchenette,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room,Custom Cabinetry,Sauna
  • Window features: Window Treatments,Blinds
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 3
  • Fireplace features: Extra Rm,Family Room,Living Room,Gas Log,Basement,Three +
  • Fireplace: Yes
  • Finished area below ground: 2,976
  • Finished area above ground: 4,315

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Propane Tank Owned
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 7,291
  • Total interior livable area: 7,291 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 360

Office

  • Level: Main
  • Area: 156

Property

Accessibility

  • Accessibility features: ADA Features

Details

  • Parcel number: 531135400004.000006
  • Other equipment: Built-In Entertainment Ct,Generator Built-In,Generator-Whole House

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch Covered,Enclosed
  • Exterior features: Balcony,Fire Pit
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake,Gated Lakefront,None,Ski Lake
  • Waterbody name: Lake Monroe
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(200)

Lot

  • Lot size: 5 Acres
  • Features: Cul-De-Sac,Few Trees,Sloped,3-5.9999,Lake,Adj to State/Natnl Forest,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,905$166,860
Home Insurance *$1,206$14,472
Property Taxes $2,001$24,012
Electricity $668$8,020
Total$17,780$213,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$609,600/yr
40% on housing$533,400/yr
45% on housing$474,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$169
Monroe County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$2,900,000

For Sale by Agent

AgentBrian Thompson
BrokerageFC Tucker/Bloomington REALTORS

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