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138 Schores Ln, Bedford, IN, 47421

5beds
2baths
2,168sqft
$295,000
$136price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

SPACIOUS. CHARMING. RECREATIONAL. This beautiful farmhouse-style home featuring FIVE bedrooms and TWO bathrooms is situated on just over 1.57 acres across three lots, offering space, charm, and versatility. Relax on the inviting wraparound porch before stepping inside to a spacious living area that flows seamlessly into the eat-in kitchen, creating a comfortable space for everyday living and gatherings. The main level also includes a full bathroom and a flex room that can serve as an office or additional bedroom. Upstairs, you’ll find four additional bedrooms along with a second full bathroom, providing plenty of space for family or guests. Additional highlights include a huge laundry room with ample space, a large detached two-car garage ideal for vehicles or a workshop, and two additional outbuildings for storage or hobbies. Located within the Kenray Lake Community, this home offers lake access with opportunities for swimming, water skiing, tubing, and other boating activities, making it perfect for those who enjoy both comfort and recreation. Utilities are provided by Jackson Co REMC and E Lawrence Water. With generous living space, lake access, and room to enjoy both indoors and out, this property offers the perfect blend of comfort, lifestyle, and opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
Bedford Middle SchoolGrades 7-87.8 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Cooktop,Gas Oven,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Tub/Shower Combination
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,168

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,252
  • Total interior livable area: 2,168 sqft

Kitchen

  • Level: Main
  • Area: 190

Living Room

  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 470725442048.000009

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered

Lot

  • Lot size: 1.57 Acres
  • Features: Few Trees,Rolling Slope,Rural,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$217$2,604
Property Taxes $420$5,040
Electricity $198$2,384
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 47421$133
Lawrence County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 47421$132
Lawrence County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$295,000
2026-04-29Listing removed$298,000
2026-04-22Price change$298,000
2026-03-19Price change$299,000
2025-11-11Price change$299,900
2025-10-25Price change$300,000
2025-10-07Price change$306,000
2025-09-17Price change$309,000
2025-08-07Listed for sale$315,000
2023-07-27Sold$279,900
2023-06-23Listed for sale$279,900
2023-06-12Contingent$279,900
2023-06-07Price change$279,900
2023-05-11Price change$305,000
2023-04-26Listed for sale$315,000
2021-11-30Listing removed--
2021-10-11Price change$240,000
2021-09-16Price change$215,000
2021-09-07Price change$225,000
2021-08-16Price change$230,000
2021-08-09Price change$250,000
2021-08-06Listed for sale$270,000
2020-11-02Listing removed$269,000
2020-10-23Price change$269,000
2020-10-12Price change$279,000
2020-10-05Listed for sale$289,000
2018-11-07Sold$90,000

For Sale by Agent

AgentNatasha Johns
BrokerageWilliams Carpenter Realtors

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