980 S Kenray Lake Rd, Bedford, IN, 47421
About This Home
Enjoy incredible fishing and peaceful views on beautiful spring-fed Kenray Lake! This gorgeous two-story home with a basement features a nicely finished interior, multiple decks overlooking the lake, and a paved driveway. Major updates include a new roof, HVAC system, septic tank and field, all completed in 2021, plus a whole-house water filtration system. Relax, fish, and take in the breathtaking scenery from your own private lakeside retreat. Don't miss this amazing opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range
Basement
- Has basement: Yes
- Basement: Partial,Exterior Entry,Concrete
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Window features: Double Pane Windows
- Flooring: Other
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,152
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,440
- Total interior livable area: 1,152 sqft
Kitchen
- Level: Main
- Area: 143
Living Room
- Level: Main
- Area: 253
Property
Details
- Parcel number: 470736120004.000009
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck Covered,Deck,Porch Covered
- Fencing: None
- On waterfront: Yes
- Waterfront features: Deck on Waterfront,Boat Docking Rights,Pier/Dock,Private Beach,Lake Front,Lake
- Waterbody name: Kenray Lake
- Frontage length: Channel/Canal Frontage(50),Water Frontage(200)
Lot
- Lot size: 1.03 Acres
- Features: Sloped,Lake
Parking
- Parking features: Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,364 | $16,368 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $336 | $4,032 |
| Electricity | $184 | $2,212 |
| Total | $2,082 | $24,984 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $269,900 |
| 2020-06-05 | Sold | $150,000 |
| 2020-05-30 | Pending sale | $144,000 |
| 2020-03-09 | Price change | $144,000 |
| 2019-11-09 | Listed for sale | $149,000 |
| 2018-08-29 | Listing removed | $129,900 |
| 2018-06-11 | Price change | $129,900 |
| 2018-05-17 | Listed for sale | $139,900 |
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