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101 College Ave, Culver, IN, 46511

2beds
2baths
1,764sqft
$382,000
$217price/sqft
$2,576/moest. monthly cost
$103,040/yrincome needed

About This Home

Welcome home to this charming ranch on a desirable corner lot in the heart of Culver! Conveniently located just blocks from downtown, the Culver Academies, the town park, and Lake Maxinkuckee's public beach, this home offers both comfort and convenience. Inside, you'll find two spacious bedrooms with original hardwood floors, along with a full bath featuring a jetted tub and shower. An additional room provides flexible space for a home office, guest room, or potential third bedroom (no closet). The living room also showcases original hardwood flooring, while the dining room features a beautiful bay window overlooking the backyard, creating the perfect spot to enjoy meals with a view. The kitchen includes a breakfast bar that opens to the partially fenced backyard, making it ideal for entertaining or keeping an eye on outdoor activities. A breezeway connects the home to the attached two-car garage, providing convenient access and additional functional space. The full basement offers excellent potential to be finished for additional living space, recreation, or storage. Major updates include a new main water line to the street in 2021 and mostly new windows installed in 2023, providing added value and peace of mind. Whether you're looking for a year-round residence, a weekend getaway, or an investment opportunity, this well-maintained home offers a fantastic location and plenty of potential in one of Culver's most desirable neighborhoods.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
Culver Elementary SchoolGrades PK-50.1 mi
5/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Limestone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Tub and Separate Shower
  • Window features: Blinds
  • Flooring: Hardwood,Vinyl,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Basement
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,764

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,528
  • Total interior livable area: 1,764 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 502116301225.000014

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot
  • Lot size dimensions: 137 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,931$23,172
Home Insurance *$223$2,676
Property Taxes $238$2,856
Electricity $184$2,212
Total$2,576$30,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,320/yr
40% on housing$77,280/yr
45% on housing$68,693/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 46511$185
Marshall County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46511$196
Marshall County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$382,000

For Sale by Agent

AgentJennifer Luttrell
BrokerageCOLLINS and CO. REALTORS - CULVER

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