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4084 W Shore Dr, Bremen, IN, 46506

3beds
3baths
1,640sqft
$465,900
$284price/sqft
$3,205/moest. monthly cost
$128,200/yrincome needed

About This Home

Ski in the morning, fish at sunset, soak in the spa at night — this cozy-yet-spacious lake retreat was built for living the good life.” Enjoy tranquil year-round lake living on 416-acre all-sports Lake of the Woods! This 3 bed, 2 bath waterfront home offers the perfect balance of cozy comfort and entertaining space with vaulted ceilings, a gas fireplace, remodeled kitchen and dining area, screened porch, composite deck, hot tub, seawall, and pier.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
4/10
Laville Jr-Sr High SchoolGrades 7-125.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Oven,Gas Range,Water Filtration System,Electric Water Heater,Water Softener Owned
  • Laundry features: Gas Dryer Hookup

Basement

  • Basement: Crawl Space,Exterior Entry

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 100

Features

  • Ceiling-9+,Cathedral Ceiling(s),Countertops-Solid Surf,Kitchen Island
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,640

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: Main
  • Area: 100

Living Room

  • Level: Main
  • Area: 300

Property

Details

  • Parcel number: 504212000021.000009

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch Covered,Screened
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Chain Link
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront-Level Bank,Deck on Waterfront,Pier/Dock,Canal Front,Ski Lake,Lake
  • Waterbody name: Lake of The Woods
  • Frontage length: Channel/Canal Frontage(70),Water Frontage(70)

Lot

  • Lot size: 0.26 Acres
  • Features: Level,Lake
  • Lot size dimensions: 70 x 161

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,355$28,260
Home Insurance *$312$3,744
Property Taxes $354$4,248
Electricity $184$2,212
Total$3,205$38,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,885/yr
40% on housing$96,150/yr
45% on housing$85,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 46506$127
Marshall County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46506$155
Marshall County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$454,900
2026-07-17Price change$465,900
2026-07-03Price change$479,900
2026-06-11Listed for sale$489,900
2024-08-16Listing removed$399,900
2024-05-09Price change$399,900
2024-04-27Price change$495,000
2024-04-08Price change$529,900
2024-02-07Listed for sale$549,900
2015-08-31Sold$172,500
2015-07-29Pending sale$175,000
2015-06-02Price change$175,000
2015-03-18Price change$195,000
2015-01-20Listed for sale$214,500
2011-11-02Listing removed$225,000
2011-03-12Price change$225,000
2011-02-20Listed for sale$259,900

For Sale by Agent

AgentLarry Dietl
BrokerageCressy & Everett - Plymouth

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