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621 N Adams St, Bloomington, IN, 47404

3beds
1baths
1,090sqft
$155,000
$142price/sqft
$1,294/moest. monthly cost
$51,760/yrincome needed

About This Home

Close to too many things to mention - Downtown, Uplands Pub, Kleindorfer Hardware, etc and Anything WEST. Comfortable-size Rental never been vacant last 29 years. Fenced big front yard. Room to grow own vegetables and flowers. A lot of privacy N and W ... Updated in 1970. House can take a coat of fresh paint, yet Current Owner did not want to deprive the next One of the pleasure to choose colors. Currently rented for $1,300 on M-to-M basis, No utilities included. 24-hr Notice is required.

Getting Around

38
WalkingCar-Dependent
25
TransitSome Transit
65
BikeBikeable

Schools

5/10
7/10
Tri-North Middle SchoolGrades 7-80.5 mi
9/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 117

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,090

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,090
  • Total interior livable area: 1,090 sqft

Kitchen

  • Level: Main
  • Area: 112

Living Room

  • Level: Main
  • Area: 169

Property

Details

  • Parcel number: 530532207052.000005
  • Zoning: R2

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial,Metal

Lot

  • Lot size: 6,098 sqft
  • Features: Few Trees
  • Lot size dimensions: 55 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$73$876
Property Taxes $254$3,048
Electricity $184$2,212
Total$1,294$15,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,365/yr
40% on housing$38,820/yr
45% on housing$34,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 47404$147
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47404$186
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-02Listed for sale$155,000
2025-12-11Listing removed$155,000
2023-04-02Price change$155,000
2022-10-26Listed for sale$160,000
2012-02-22Listing removed$74,900
2011-08-31Listed for sale$74,900
2011-07-30Listing removed$74,900
2010-12-19Listed for sale$74,900

For Sale by Agent

AgentAlex Gul
BrokerageAlex Gul Real Estate

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