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620 W 8th St, Bloomington, IN, 47404

2beds
1baths
962sqft
$224,900
$234price/sqft
$1,870/moest. monthly cost
$74,800/yrincome needed

About This Home

Location couldn't be better for one to enjoy this charming ranch-and all that living downtown has to offer. It has R3 zoning and could offer potential for duplex or garage w/ADU with approval. Sited moments away from the B-Line Trail, downtown Bloomington eateries/venues, bus stops and easy access to IU Campus. The home is tucked in the Near West Side local historical district and is just across the street from Fairview Elementary. It offers off-street parking and a sweet backyard with covered patio. The home offers a large living/great room, kitchen plus two bedrooms including a huge primary bedroom with room for a sitting/study area. The owner has done many updates in recent years. *The home is currently rented and requires notice to be shown.

Getting Around

84
WalkingVery Walkable
35
TransitSome Transit
82
BikeVery Bikeable

Schools

5/10
7/10
Tri-North Middle SchoolGrades 7-80.6 mi
9/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer/Dryer Stacked
  • Laundry features: Main Level

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Tub/Shower Combination
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 962

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 306

Property

Details

  • Parcel number: 530532403026.000005
  • Zoning: R3

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Other-See Remarks

Lot

  • Lot size: 8,276 sqft
  • Features: 0-2.9999,City/Town/Suburb,Near College Campus,Near Walking Trail,Historic District

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$106$1,272
Property Taxes $443$5,316
Electricity $184$2,212
Total$1,870$22,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,114/yr
40% on housing$56,100/yr
45% on housing$49,866/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 47404$146
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47404$186
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$250,000
2026-02-20Listed for sale$275,000
2024-01-05Listing removed--
2023-12-01Listed for rent$1,100
2019-01-08Listing removed$875
2018-09-14Listed for rent$875
2018-04-03Listing removed$825
2018-02-23Listed for rent$825

For Sale by Agent

AgentKathy Stallsmith
BrokerageRealty Professionals

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