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5744 E State Road 46, Bloomington, IN, 47401

4beds
3baths
2,560sqft
$680,000
$266price/sqft
$4,389/moest. monthly cost
$175,560/yrincome needed

About This Home

Welcome home to your own retreat just minutes from the IU Campus and DT Bloomington. You have the benefit of living on almost 12 wooded acres yet the convenience of everything Bloomington has to offer. This 1 1/2 story home offers a large open floor plan with defined spaces, a stone fireplace, large windows for natural light and great outdoor space with large front porch and back deck. The main floor offers a great kitchen with a large island, bay window and updated appliances, a formal dining room and 2 separate living spaces. There are 2 main level bedrooms and a full bath. Upstairs you will find a large primary en/suite offering a great light, access to a private balcony overing looking the backyard, walk in closet, jetted tub and double vanities. There is also a secondary bedroom as well which could be used as a private living space or home office. You will love the basement with it's large open space, the laundry, a finished room which would make a great home gym or finish out the rest of it to your own desires. There is also a half bath already there!! The basement does walk out to the backyard! All of this sitting on almost 12 acres with great yard space but also wonderful wooded area's with built in trails and a creek that runs at the back end of the property. The Sellers have done some major design work/renovation and had planned for the future before life decided to take them in a different direction. Those plans/vision will be at the home for the new owner to see and use if they choose. Please exclude the wine chiller in the basement.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

9/10
7/10
Tri-North Middle SchoolGrades 7-85.4 mi
9/10

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished,Block,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 156

Family Room

  • Level: Main
  • Area: 195

Features

  • Breakfast Bar,Bookcases,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Formal Dining Room,Great Room
  • Door features: Pocket Doors
  • Window features: Blinds
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Basement,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 300
  • Finished area above ground: 2,260

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,760
  • Total interior livable area: 2,560 sqft

Kitchen

  • Level: Main
  • Area: 247

Living Room

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 530706100001.000014
  • Other equipment: Sump Pump

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck Covered,Deck,Porch Covered
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Jet Tub
  • Fencing: None

Lot

  • Lot size: 11.87 Acres
  • Features: Irregular Lot,Level,Few Trees,Sloped,10-14.999,City/Town/Suburb

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,RV Access/Parking,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$298$3,576
Property Taxes $419$5,028
Electricity $234$2,816
Total$4,389$52,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,480/yr
40% on housing$131,670/yr
45% on housing$117,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$170
Monroe County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Price change$680,000
2022-07-20Pending sale$550,000
2022-07-20Contingent$550,000
2022-07-08Price change$550,000
2022-05-21Listed for sale$575,000
2017-10-05Sold$325,000
2017-09-18Pending sale$380,000
2017-05-05Price change$380,000
2013-02-12Listed for sale$359,900

For Sale by Agent

AgentBrian Thompson
BrokerageFC Tucker/Bloomington REALTORS

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