4062 E Eagle Bay Dr, Bloomington, IN, 47401
About This Home
Beautifully updated 1-bedroom, 1-bath condo featuring a screened-in deck with breathtaking year-round water views. With all furnishings negotiable, this truly turnkey property is ready for immediate enjoyment or income-producing potential. Whether you're looking for a full-time residence, a weekend retreat, or a short-term rental investment, this versatile condo checks all the boxes. The efficient, updated kitchen opens seamlessly to the living room and features bar seating, creating an inviting space for everyday living and entertaining. A cozy wood-burning fireplace adds warmth and character, while the current owner has thoughtfully configured the condo to comfortably accommodate two beds, maximizing sleeping capacity and enhancing its appeal for vacation guests or visiting family and friends. Eagle Bay residents enjoy exclusive access to a private community pool along with nearby Lake Monroe access, providing endless opportunities for boating, kayaking, paddle-boarding, fishing, and relaxing by the water. The Eagle Pointe community also offers an exceptional selection of optional recreational amenities, including an 18-hole golf course, pickleball and tennis courts, a fitness center, additional swimming pool, and an onsite restaurant and bar, allowing you to enjoy a true resort-style lifestyle year-round.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Washer/Dryer Stacked,Electric Oven,Electric Range
- Laundry features: Electric Dryer Hookup
Basement
- Basement: None
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- 1st Bdrm En Suite,Eat-in Kitchen,Main Level Bedroom Suite
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 648
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 648
- Total interior livable area: 648 sqft
Kitchen
- Level: Main
- Area: 72
Living Room
- Level: Main
- Area: 204
Property
Details
- Parcel number: 530045020001.000006
- Attached to another structure: Yes
Features
- Patio & porch: Deck Covered
- Exterior features: Court-Recreational
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Deck on Waterfront,Walk to Lake Access,Gated Lakefront,Lake Front,Ski Lake,Lake
- Waterbody name: Lake Monroe
- Frontage length: Water Frontage(0)
Lot
- Lot size: 272 sqft
- Features: Wooded
- Lot size dimensions: 17 x 16
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $215 | $2,580 |
| Electricity | $184 | $2,212 |
| Total | $1,359 | $16,308 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $174,000 |
| 2026-07-03 | Listed for sale | $175,000 |
| 2025-02-11 | Sold | $164,000 |
| 2025-02-05 | Pending sale | $164,900 |
| 2025-01-04 | Listed for sale | $164,900 |
| 2024-02-16 | Sold | $152,000 |
| 2024-01-13 | Listed for sale | $152,000 |
| 2018-12-21 | Sold | $95,000 |
| 2018-12-21 | Pending sale | $91,900 |
| 2018-10-16 | Listed for sale | $91,900 |
| 2017-02-03 | Sold | $65,000 |
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