See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

109 W Ritter St, Ellettsville, IN, 47429

2beds
2baths
864sqft
$199,900
$231price/sqft
$1,448/moest. monthly cost
$57,920/yrincome needed

About This Home

Super cute and clean defines this 2bd, 2ba ranch over a basement! Situated on a lovely .33ac lot on a quiet street in Ellettsville this home features a nicely renovated kitchen w/solid surface counters, a stylish backsplash, and newer appliances. More features include hardwood floors, an updated primary bathroom, fresh paint, and a new roof! Great location convenient to numerous schools and parks and West side restaurants and services. Don’t miss this fantastic value!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10
Edgewood High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 96

Features

  • Ceiling Fan(s),Pantry,Stand Up Shower,Main Level Bedroom Suite
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 132

Property

Details

  • Parcel number: 530410302007.000013

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.32 Acres
  • Features: Sloped,0-2.9999,City/Town/Suburb,Landscaped

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$114$1,368
Property Taxes $140$1,680
Electricity $184$2,212
Total$1,448$17,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,645/yr
40% on housing$43,440/yr
45% on housing$38,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 47429$201
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47429$177
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$199,900
2026-07-24Listing removed$219,900
2026-05-13Listed for sale$219,900
2024-05-16Sold$178,000
2024-04-10Listed for sale$179,900
2019-02-14Sold$115,000
2018-12-11Price change$127,000
2018-10-29Listed for sale$129,000
2012-07-28Listing removed$83,000
2012-07-10Price change$83,000
2012-06-20Price change$89,500
2012-04-24Price change$89,900
2012-04-16Listed for sale$95,000
2012-03-05Listing removed$50,301
2012-03-04Price change$50,301
2012-01-09Price change$55,890
2011-12-09Price change$62,100
2011-09-18Listed for sale$69,000
2011-06-24Sold$130,593

For Sale by Agent

AgentAndy Walker
BrokerageRE/MAX Acclaimed Properties

Similar Homes