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730 Spring Beach Rd, Rome City, IN, 46784

2beds
1baths
960sqft
$315,000
$328price/sqft
$2,329/moest. monthly cost
$93,160/yrincome needed

About This Home

Experience true lakefront summertime living on Sylvan Lake, an all-sports lake known for its clear water, great boating, and vibrant lake community. This turnkey home offers beautiful southern views, a covered lakeside porch, and exceptional spaces designed for relaxing, entertaining, and enjoying the water from sunrise to sunset. Inside, you’ll find a welcoming layout with 2 bedrooms plus a possible 3rd, giving you plenty of sleeping space for guests. The standout feature is the 3-season room overlooking the lake. It’s the perfect spot for morning coffee, evening conversations, or simply soaking in the view. Step outside and enjoy great lake frontage, ideal for swimming, lounging, and using your lake toys. The nearby sandbar adds even more fun for boaters and swimmers. With the lakeside covered porch, you can enjoy outdoor living in any weather from sunny afternoons to warm summer nights. This property is truly ready to enjoy from day one, offering the full Sylvan Lake experience with comfort, convenience, and unbeatable views. Make this your summertime getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
4/10
East Noble Middle SchoolGrades 6-86.2 mi
6/10
East Noble High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Features

  • Laminate Counters
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 960 sqft

Kitchen

  • Level: Main
  • Area: 81

Living Room

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 570415400196.000011

Features

  • Patio & porch: Enclosed
  • On waterfront: Yes
  • Waterfront features: Lake,Pier/Dock,Lake Front,Ski Lake
  • Waterbody name: Sylvan Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(60)

Lot

  • Lot size: 6,795 sqft
  • Features: Sloped,Lake
  • Lot size dimensions: 60x135x35x125 Irr

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$153$1,836
Property Taxes $400$4,800
Electricity $184$2,212
Total$2,329$27,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,851/yr
40% on housing$69,870/yr
45% on housing$62,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 46784$146
Noble County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 46784$198
Noble County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$315,000

For Sale by Agent

AgentDale Kuzniar
BrokerageLake, Town & Country Realty Inc

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