1081 E Smith Circle, Paoli, IN, 47454
About This Home
Take a look at this true gem! Ideally located within walking distance of Green Acres Golf Course and tucked into a quiet neighborhood, this well-maintained 4-bedroom, 2-bath home offers both convenience and comfort—just minutes from all the amenities in town. Inside, you’ll find an open-concept living and kitchen area with abundant cabinet space, perfect for everyday living and entertaining. The lower level features an additional living area with walkout access to the backyard, along with two bedrooms and a bathroom that are ready for your finishing touches—giving you the opportunity to customize the space to fit your needs. Step outside to enjoy the spacious backyard, complete with a newer utility shed (included) and plenty of room for gardening or outdoor activities. Relax on the deck off the primary bedroom—an ideal spot for morning coffee or unwinding in the evening. Don’t miss your chance to make this versatile and inviting home your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Block
- Construction materials: Block,Concrete,Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Bi-Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access
Bedroom
- Level: First
- Dimensions: 10 x 11.1
Bedroom
- Level: Lower
- Dimensions: 10.7 x 14.6
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Entrance Foyer,In-Law Floorplan,Bath in Primary Bedroom,Main Level Primary,Open Floorplan,Walk-In Closet(s),Window Treatments
- Window features: Blinds
- Finished area below ground: 1,052
- Finished area above ground: 1,052
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s),WallWindow Unit(s)
Interior Area
- Total structure area: 2,104
- Total interior livable area: 2,104 sqft
Kitchen
- Level: First
- Dimensions: 9.10 x 18.3
Living Room
- Level: First
- Dimensions: 13.5 x 17.10
Master Bedroom
- Level: First
- Dimensions: 9.6 x 16.10
Other
- Level: First
- Dimensions: 9.6 x 8.10
Other
- Level: Lower
- Dimensions: 5.8 x 9.4
Other
- Level: Lower
- Dimensions: 20.5 x 15.7
Other
- Level: Lower
- Dimensions: 9.5 x 17.3
Property
Details
- Parcel number: 590731300031000012
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Deck,Paved Driveway
- Has view: Yes
- View description: Park/Greenbelt,Golf Course
Lot
- Lot size: 0.29 Acres
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Earthquake
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $171 | $2,052 |
| Electricity | $192 | $2,314 |
| Total | $1,737 | $20,844 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $235,000 |
| 2023-11-26 | Listing removed | -- |
| 2023-06-23 | Price change | $220,000 |
| 2023-05-25 | Listed for sale | $225,000 |
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