20 Highway 62 W, Mount Vernon, IN, 47620
About This Home
Come see this wonderful Property just west of Mt Vernon but still within City Limits. Situated on 1.63 Acres, this Charming Brick Ranch and Custom built Pole Building have a lot to offer. Featuring 1886 square feet and a walkout basement, this home has tons of custom built ins. The Kitchen includes custom Cherry cabinetry, solid surface counter tops, appliances (range, refrigerator, dishwasher, microwave, trash compactor), hardwood flooring and a breakfast bar - not to mention it is open to the dining room. The hardwood flooring extends into the dining room which offers built in cabinetry. The spacious living room features a stone -gas log fireplace. The Main floor master ensuite has built in cabinetry as well as a full bathroom featuring walk in shower. The hall bathroom is updated featuring a tub/shower. One of the three other bedrooms features a washer/dryer hookup for main floor laundry if desired. On the lower level, you will find an additional living area. This area could use a bit of updating but is already usable space. You will also find some storage space and a full bathroom on the lower level. The rest of the basement is the 2.5 car garage. in addition to all of this, there is a metal pole building on the property featuring 6000 square feet of extra space. This building includes 2 gas furnaces and a wood burning fireplace. It also includes water, a toilet, and three phase electric. Per owner updates on house: 2022-septic cleaned, 2021-roof and central a/c, 2016 +/- furnace. Per Posey County Area Plan Commission, the property is zoned "B3" (Commercial High Intensity).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Elec,Dishwasher,Refrigerator,Dehumidifier,Exhaust Fan,Electric Range,Trash Compactor,Gas Water Heater
- Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Partially Finished,Exterior Entry,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 4
Dining Room
- Level: Main
- Area: 132
Features
- Bookcases,Ceiling Fan(s),Eat-in Kitchen,Tub/Shower Combination,Main Level Bedroom Suite,Custom Cabinetry
- Door features: Storm Door(s)
- Window features: Window Treatments
- Flooring: Hardwood,Carpet
- Number of fireplaces: 2
- Fireplace features: Gas Log,Basement
- Fireplace: Yes
- Finished area below ground: 800
- Finished area above ground: 1,886
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Attic Fan,Central Air
Interior Area
- Total structure area: 2,686
- Total interior livable area: 2,686 sqft
Kitchen
- Level: Main
- Area: 154
Living Room
- Level: Main
- Area: 180
Property
Details
- Parcel number: 651612400032.000017
- Zoning: R-1
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Workshop
- Fencing: None
Lot
- Lot size: 1.63 Acres
- Features: Level,0-2.9999,City/Town/Suburb
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,534 | $18,408 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $213 | $2,556 |
| Electricity | $246 | $2,954 |
| Total | $2,214 | $26,568 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $303,500 |
| 2026-06-08 | Listed for sale | $308,900 |
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