1127 N Canal St, Mount Vernon, IN, 47620
About This Home
WELCOME HOME to this charming brick, one-story home perfectly situated on a spacious 0.22-acre corner lot in the heart of Mt. Vernon, IN! This 2-bedroom, 1-bath home offers comfortable living with the added convenience of a 2-car attached garage and a fenced side yard—perfect for pets, play, or relaxing outdoors. The kitchen comes fully equipped with all kitchen appliances included, featuring a refrigerator (new), dishwasher, microwave, and gas range. Even better, the washing machine (new) and dryer stay with the home, making your move even easier. Rest easy knowing the roof is approximately 4 years old. Enter the home into an oversized living space with beautiful large windows flooding the room with natural light. Eat-in kitchen serves an open layout with abundant wooden cabinet storage, full appliance package, and direct garage access. Coming off the kitchen, the hallway leads to two bedrooms and the bathroom. The bathroom showcases a beautiful, wooden built-in linen cabinet appropriate for reachable bathroom must-haves. MOVE IN READY! Home owners installed new wooden floors and fresh paint throughout the home just within the last year.Whether you're a first-time buyer, looking to downsize, or searching for a great investment opportunity, this well-maintained home checks all the boxes. Don't miss your chance to own this fantastic property in a great Mt. Vernon location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Roof: Asphalt
- Construction materials: Asphalt,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Gas Range,Gas Water Heater
- Laundry features: Electric Dryer Hookup
Basement
- Basement: Crawl Space,Daylight
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Family Room
- Level: Main
- Area: 252
Features
- Ceiling Fan(s)
- Flooring: Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,176
Heating & Cooling
- Heating features: Baseboard,Hot Water,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,770
- Total interior livable area: 1,176 sqft
Kitchen
- Level: Main
- Area: 260
Property
Details
- Parcel number: 652705422016.000018
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch Covered
- Fencing: Privacy,Wood
Lot
- Lot size: 9,801 sqft
- Features: Corner Lot,Level,City/Town/Suburb
- Lot size dimensions: 140x70
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $872 | $10,464 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $143 | $1,716 |
| Electricity | $184 | $2,212 |
| Total | $1,324 | $15,888 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $169,500 |
| 2026-07-04 | Listed for sale | $172,500 |
| 2022-01-27 | Listing removed | -- |
| 2021-12-10 | Pending sale | $124,900 |
| 2021-11-26 | Listed for sale | $124,900 |
| 2018-03-06 | Listing removed | $94,000 |
| 2018-02-15 | Price change | $94,000 |
| 2017-12-07 | Listed for sale | $103,000 |
View on Zillow