409 E 2nd St, Mount Vernon, IN, 47620
About This Home
Check out this remodeled home that kept its charm! Featuring a gas, ventless fireplace with black marble hearth, built-in hutch, French doors, transoms, and elevated ceilings. Updates per Seller: Furnace '22, air conditioner '22, water heater '25, plumbing from meter to fixtures '22, 200 amp panel '22, exterior doors, most windows replaced, siding, flooring, cabinets, appliances and so much more. The heated tile floor in the remodeled bathroom is so inviting. There is even a den/office with its own entrance, that could be used as a bedroom, but does not have a closet. The over-sized laundry room has plenty of room for storage. Includes: Refrigerator, range/oven, microwave, washer, dryer, freezer, all window treatments, 2 barstools, TV mount, ring alarm, dresser in bedroom closet, gray bathroom cabinet, brown laundry room cabinet, TV, couch, small white cabinet and shed. This home also has a walk-up, unfinished attic, with recently installed drywall- could add to your living space -electric was updated there too. There is a wood privacy fence in the backyard and decorative black fence in the front yard. The 12 x 20 shed has electric and double doors for easy access. The 12 x 10 deck leads to the screened porch, which currently has plexiglass to create a sunporch. With the high efficiency furnace, Seller states average utilities are $225/month as of March '26 * Motivated Seller *
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Elec,Microwave,Refrigerator,Washer,Dryer-Electric,Freezer,Electric Range,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 210
Features
- Ceiling-9+,Ceiling Fan(s),Laminate Counters,Eat-in Kitchen,Kitchen Island,Tub/Shower Combination,Formal Dining Room
- Window features: Blinds
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room,Ventless
- Fireplace: Yes
- Attic: Walk-up
- Finished area below ground: 0
- Finished area above ground: 1,564
Heating & Cooling
- Heating features: Natural Gas,Forced Air,High Efficiency Furnace
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,564
- Total interior livable area: 1,564 sqft
Kitchen
- Level: Main
- Area: 195
Living Room
- Level: Main
- Area: 256
Office
- Level: Main
- Area: 120
Property
Details
- Parcel number: 652708140083.000018
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch Covered,Screened
- Fencing: Decorative,Privacy,Wood
Lot
- Lot size: 5,662 sqft
- Features: Level,City/Town/Suburb
- Lot size dimensions: 42 X 141
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $601 | $7,212 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $72 | $864 |
| Electricity | $184 | $2,212 |
| Total | $943 | $11,316 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $119,000 |
| 2026-03-18 | Price change | $124,000 |
| 2026-02-25 | Price change | $126,900 |
| 2026-02-18 | Price change | $139,900 |
| 2026-02-11 | Listed for sale | $149,900 |
| 2021-03-24 | Listing removed | -- |
| 2020-05-06 | Listing removed | $10,000 |
| 2020-04-28 | Pending sale | $10,000 |
| 2020-04-17 | Price change | $10,000 |
| 2020-04-07 | Listed for sale | $12,000 |
| 2019-03-06 | Sold | $8,000 |
| 2019-01-16 | Price change | $12,500 |
| 2018-10-31 | Price change | $13,000 |
| 2018-10-24 | Price change | $14,000 |
| 2018-10-17 | Price change | $15,000 |
| 2018-10-10 | Price change | $16,000 |
| 2018-10-02 | Price change | $17,000 |
| 2018-09-17 | Price change | $18,000 |
| 2018-05-18 | Price change | $25,000 |
| 2018-05-05 | Listed for sale | $27,500 |
| 2016-10-09 | Listing removed | $29,000 |
| 2015-10-20 | Listed for sale | $29,000 |
| 2014-07-06 | Listing removed | $35,000 |
| 2013-01-12 | Listed for sale | $35,000 |
| 1999-04-15 | Sold | $21,000 |
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