221 W 8th St, Mount Vernon, IN, 47620
About This Home
Affordability, space, and a prime location come together in this inviting home at 221 W Eighth Street. This centrally located 3-bedroom, 1-bath property offers a flexible layout with plenty of room to make it your own. As you step inside, you’re welcomed by two spacious front rooms that can easily serve as a living area, dining space, home office, or a combination to fit your lifestyle. The main level also features a generously sized kitchen, a full bathroom, a comfortable bedroom, and a convenient laundry area. Upstairs, you’ll find two additional bedrooms, offering privacy and versatility for family, guests, or workspace needs. Step outside to enjoy the recently fenced-in backyard—perfect for relaxing, entertaining, or pets. With its functional layout and central location, this home is full of potential and ready for its next owner. Home will be sold AS-IS.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1896
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,330
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,330
- Total interior livable area: 1,330 sqft
Kitchen
- Level: Main
- Area: 144
Living Room
- Level: Main
- Area: 270
Property
Details
- Parcel number: 652708210006.000018
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 5,227 sqft
- Features: Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $105 | $1,260 |
| Electricity | $184 | $2,212 |
| Total | $692 | $8,304 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $69,900 |
| 2026-06-30 | Price change | $74,000 |
| 2026-06-17 | Price change | $79,000 |
| 2022-02-02 | Pending sale | $62,000 |
| 2021-12-03 | Price change | $62,000 |
| 2021-11-17 | Price change | $63,500 |
| 2021-11-02 | Listed for sale | $65,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-08-10 | Listing removed | $650 |
| 2019-08-04 | Listed for rent | $650 |
| 2017-10-27 | Sold | $38,000 |
| 2017-09-06 | Price change | $39,900 |
| 2017-07-07 | Listed for sale | $42,500 |
| 2013-12-06 | Listing removed | $39,000 |
| 2013-01-05 | Price change | $39,000 |
| 2012-05-10 | Listed for sale | $39,900 |
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