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128 S Brooks St, Francesville, IN, 47946

3beds
2baths
1,584sqft
$179,900
$114price/sqft
$1,290/moest. monthly cost
$51,600/yrincome needed

About This Home

Cozy 3-bedroom, 2-bath home that's perfect for first-time buyers! The kitchen comes with appliances included, so you can move right in and start making it your own. This home has the convenience of having a bedroom and full bathroom on the main level. Out back, there's a large deck that's great for grilling, relaxing, or spending time with family and friends. The fenced-in yard offers plenty of space for kids, pets, gardening, or simply enjoying the outdoors. Call today to set up your private showing. With this home, you can own cheaper than renting!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
9/10
8/10

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 121

Features

  • Double Vanity,Stand Up Shower,Tub/Shower Combination
  • Flooring: Carpet,Vinyl,Ceramic Tile
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,584

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,584 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 270

Property

Details

  • Parcel number: 331509439008.000014

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 8,712 sqft
  • Features: 0-2.9999,City/Town/Suburb
  • Lot size dimensions: 60X140

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$139$1,668
Property Taxes $58$696
Electricity $184$2,212
Total$1,290$15,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,228/yr
40% on housing$38,700/yr
45% on housing$34,400/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 47946$133
Pulaski County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 47946
Pulaski County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$169,900
2026-07-07Price change$179,900
2026-06-10Listed for sale$189,900

For Sale by Agent

AgentWendy Kopka
BrokerageNeihouser Realty & Auction, Inc

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