175 Mill Spgs, Coatesville, IN, 46121
About This Home
Waterfront Living at Its Finest on Heritage Lake! Fully remodeled in 2020, this stunning waterfront retreat offers the perfect blend of rustic charm and modern luxury. Situated on 0.89 acres with approximately 156 feet of water frontage, this home boasts incredible views and endless opportunities to relax, entertain, and enjoy lake life. Step inside to discover three spacious primary suites, including a convenient in-law quarters, providing flexibility for family and guests. The main living area features rustic beamed cathedral ceilings and panoramic water views from every window, creating a warm and inviting space to gather. You'll also love the butler's pantry, full home reverse osmosis system, and upgraded interior doors throughout. Upstairs, a loft overlooking the main living area leads to the third suite-complete with its own full bath and a huge walk-in closet. Plus, enjoy a 21.5' x 12' flex room above the garage, perfect for a home office, gym, or hobby space. Outside, you'll find a private dock, fishing shed, and plenty of room to soak in the views or entertain lakeside on your nearly one-acre lot. This is an absolute must-see! Waterfront homes like this don't come along often-call your favorite REALTOR today for a private showing before it's gone!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Foundation: Block
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Oven,Refrigerator,Tankless Water Heater,Washer,Water Heater,Water Purifier,Water Softener Owned
Bedroom2
- Level: Main
- Area: 265.86
- Dimensions: 12.6x21.1
Bedroom3
- Level: Upper
- Area: 352.95
- Dimensions: 18.10x19.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 116.6
- Dimensions: 11x10.6
Features
- Attic Access,Cathedral Ceiling(s),Entrance Foyer,Ceiling Fan(s),High Speed Internet,In-Law Floorplan,Eat-in Kitchen,Pantry,Walk-In Closet(s)
- Attic: Access Only
Heating & Cooling
- Heating features: Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 3,085
- Total interior livable area: 3,085 sqft
Kitchen
- Level: Main
- Area: 126.48
- Dimensions: 12.4x10.2
Laundry
- Features: Brick
- Level: Main
- Area: 42.9
- Dimensions: 6.5x6.6
Living Room
- Level: Main
- Area: 348.48
- Dimensions: 17.6x19.8
Master Bedroom
- Level: Main
- Area: 250.66
- Dimensions: 16.6x15.1
Property
Details
- Parcel number: 670623202043000004
- Horse amenities: None
Features
- Levels: One and One Half
- Stories: 1
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Boat Slip,Dock,Lake Front,Marina in Community,Waterfront
Lot
- Lot size: 0.89 Acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $434 | $5,208 |
| Property Taxes | $383 | $4,596 |
| Electricity | $282 | $3,393 |
| Total | $5,017 | $60,204 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $859,000 |
| 2026-04-06 | Price change | $862,800 |
| 2026-03-19 | Price change | $869,000 |
| 2026-02-18 | Price change | $875,175 |
| 2026-02-03 | Price change | $878,900 |
| 2025-11-09 | Listed for sale | $884,900 |
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