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314 Roosevelt Rd, Walkerton, IN, 46574

3beds
2baths
1,604sqft
$199,000
$124price/sqft
$1,491/moest. monthly cost
$59,640/yrincome needed

About This Home

Charming, turn of the century home featuring stunning French doors, hardwood floors and beautiful bay windows. This 3 bd 2 bth home is full of character with many updates including new roof, HVAC system, kitchen cabinets and bathroom, all within the last 7 yrs. Large, fenced back yard will be the perfect place to entertain and enjoy the quiet town of Walkerton. This home is ready for its new owners to make a lifetime of wonderful memories. Welcome home!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10
John Glenn High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1899

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Range

Basement

  • Has basement: Yes
  • Basement: Cellar,Outside Entrance Only

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,604

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,204
  • Total interior livable area: 1,604 sqft

Property

Details

  • Parcel number: 711624303003.000015

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,104 sqft
  • Features: Level
  • Lot size dimensions: 57x160

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$139$1,668
Property Taxes $162$1,944
Electricity $184$2,212
Total$1,491$17,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,120/yr
40% on housing$44,730/yr
45% on housing$39,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 46574$109
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46574$163
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-02Price change$199,000
2025-07-19Listed for sale$209,000
2023-06-30Sold$185,000
2023-05-12Pending sale$175,000
2023-04-19Price change$175,000
2023-04-10Pending sale$185,000
2023-04-05Price change$185,000
2023-03-29Listed for sale$189,900
2018-01-17Sold$38,900
2017-12-12Listed for sale$38,900
2017-12-01Sold$32,700

For Sale by Agent

AgentDenver Anthony
BrokerageCressy & Everett- Elkhart

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