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19190 Roosevelt Rd, South Bend, IN, 46614

5beds
11baths
13,553sqft
$1,990,000
$147price/sqft
$14,944/moest. monthly cost
$597,760/yrincome needed

About This Home

Discover this extraordinary custom-built estate set back on 20 private acres with a lake. This home offers an extensive list of luxury amenities, including five ensuite bedrooms, five fireplaces, an indoor pool complex, a golf simulator area, and even a duckpin bowling alley. The main level welcomes you with vaulted ceilings, natural light, rich wood flooring with inlay detail, custom built-ins and beautiful arches. Four main-level ensuite bedrooms include a spa-like primary suite with steam shower, jetted tub, double-sided fireplace, and massive walk-in closet. The kitchen is designed with serious cooking in mind and includes a Sub-Zero refrigerator, Viking double ovens with warming drawer, JennAir gas cooktop and sunny eat-in breakfast area. The lower level includes a variety of recreation spaces, including a billiards area, salon with full bath, exercise room, sunken media room with coffered ceilings, and kitchenette. Don’t forget to check out the bowling alley! The upper level offers a beautiful sunlit bonus room, beverage area, and a fifth ensuite bedroom with its own sitting room and private entrance from the garage. A rare indoor pool wing features a plaster pool with 9ft deep end, diving board, sauna, changing rooms, and golf simulator with 10-ft ceilings, making this entire wing feel like your own private wellness retreat. The retreat-like feel extends outside with a stocked 2.5-acre lake, a pavilion, a gazebo, a putting green, and room to roam. Additional perks include a 4-car heated garage, irrigation system, long tree-lined drive, and beautifully manicured grounds.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Jackson Middle SchoolGrades 6-82.1 mi
3/10
Riley High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Gas Cooktop,Dryer-Gas,Freezer,Exhaust Fan,Washer/Dryer Stacked,Double Oven,Trash Compactor,Warming Drawer,Gas Water Heater
  • Laundry features: Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 11
  • Full bathrooms: 7
  • 1/2 bathrooms: 4
  • Main level bedrooms: 4

Features

  • 1st Bdrm En Suite,Breakfast Bar,Sound System,Bookcases,Ceiling-9+,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Natural Woodwork,Open Floorplan,Split Br Floor Plan,Steam Shower,Double Vanity,Wet Bar,Kitchenette,Tub/Shower Combination,Main Level Bedroom Suite,Bidet,Formal Dining Room,Great Room,Custom Cabinetry,Sauna
  • Window features: Skylight(s),Window Treatments,Blinds
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 5
  • Fireplace features: Den,Family Room,Living Room,Fireplace Screen/Door,Gas Log,Wood Burning,Basement,Three +
  • Fireplace: Yes
  • Finished area below ground: 4,640
  • Finished area above ground: 8,913

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Multiple Heating Systems
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 17,616
  • Total interior livable area: 13,553 sqft

Property

Details

  • Parcel number: 711312200004.000001
  • Other equipment: Generator Built-In,Pool Equipment,Sump Pump

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Indoor
  • Patio & porch: Patio
  • Exterior features: Fire Pit,Irrigation System,Play/Swing Set
  • Has spa: Yes
  • Spa features: Private,Jet Tub
  • Fencing: Full,Metal
  • On waterfront: Yes
  • Waterfront features: Lake,Deck on Waterfront,Pier/Dock,Gated Lakefront,Lake Front
  • Waterbody name: Other
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(300)

Lot

  • Lot size: 20 Acres
  • Features: Level,15+,Rural,Landscaped
  • Lot size dimensions: 640 x 1365

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,062$120,744
Home Insurance *$1,194$14,328
Property Taxes $2,446$29,352
Electricity $1,242$14,908
Total$14,944$179,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$512,365/yr
40% on housing$448,320/yr
45% on housing$398,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 46614$122
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46614$135
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-01Listed for sale$2,200,000

For Sale by Agent

AgentBeau Dunfee, Weichert Rltrs-J.Dunfee&Assoc.
BrokerageWeichert Rltrs-J.Dunfee&Assoc.

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