54855 Springfield Trace Dr, Osceola, IN, 46561
About This Home
Beautiful 2-story transitional in popular Northbridge Valley in the Penn Harris Madison School district, offering homeowners city water, city sewer, and sidewalks. This design features a bright, airy floor plan with a stunning great room featuring soaring ceilings, abundant natural light, a main level primary suite, and an adorable sunroom for enjoying a morning cup of coffee or relaxing in the evening. Besides 2 bedrooms and a bathroom, the upper level has a large common space for multiple uses. The finished lower level with daylight windows provides a 4th bedroom and another full bathroom. The sellers have made a long list of updates in the last 5 years. All new luxury vinyl plank flooring, new paint even on the doors and trim, kitchen cabinets painted, new door hardware, many new light fixtures, new remote-controlled drapes in the great room, new landscaping, and electric was run to the garage for an EV charger. The refrigerator, dishwasher, and washer and dryer were all new in 2025. Homes in this price range are not common in Northbridge Valley, so don’t delay to schedule a showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Gas Cooktop,Dryer-Gas,Oven-Built-In,Double Oven,Gas Water Heater,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Sink,Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Full,Partially Finished,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 144
Family Room
- Level: Lower
- Area: 414
Features
- 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Cathedral Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite
- Door features: Pocket Doors
- Flooring: Hardwood,Carpet,Tile
- Fireplace features: None
- Finished area below ground: 708
- Finished area above ground: 2,516
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 4,127
- Total interior livable area: 3,224 sqft
Kitchen
- Level: Main
- Area: 289
Living Room
- Level: Main
- Area: 280
Property
Details
- Parcel number: 710532401057.000031
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck Covered,Deck,Porch Covered,Porch Florida
- Exterior features: Balcony,Irrigation System
Lot
- Lot size: 0.39 Acres
- Features: Irregular Lot
- Lot size dimensions: 149X112.8
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $282 | $3,384 |
| Property Taxes | $403 | $4,836 |
| Electricity | $295 | $3,546 |
| Total | $3,685 | $44,220 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $524,900 |
| 2026-06-29 | Listed for sale | $535,000 |
| 2026-04-21 | Listing removed | $535,000 |
| 2026-04-06 | Listed for sale | $535,000 |
| 2026-03-24 | Listing removed | $535,000 |
| 2026-02-17 | Price change | $535,000 |
| 2026-02-02 | Listed for sale | $545,000 |
| 2021-06-25 | Sold | $425,000 |
| 2021-05-22 | Pending sale | $399,000 |
| 2021-05-19 | Listed for sale | $399,000 |
View on Zillow