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803 N Main St, Mishawaka, IN, 46545

4beds
3baths
2,448sqft
$203,000
$83price/sqft
$1,772/moest. monthly cost
$70,880/yrincome needed

About This Home

Nice three-unit investment property located in Mishawaka. Located on the corner of Mishawaka and Lawrence. There is a one car detached garage. Great investment opportunity! Must have 24-48 hour notice! Buyer to check all information, taxes, schools and all measurements.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

5/10
5/10
4/10
Mishawaka High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1895

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Mixed
  • Finished area below ground: 0
  • Finished area above ground: 2,448

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,240
  • Total interior livable area: 2,448 sqft

Property

Details

  • Parcel number: 710909456018.000023

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 56x99

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,026$12,312
Home Insurance *$120$1,440
Property Taxes $402$4,824
Electricity $224$2,692
Total$1,772$21,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,754/yr
40% on housing$53,160/yr
45% on housing$47,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 46545$128
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46545$142
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$203,000
2026-01-09Listed for sale$210,000
2026-01-01Listing removed$210,000
2025-09-15Listed for sale$210,000
2025-09-06Listing removed$210,000
2025-07-21Price change$210,000
2025-04-09Listed for sale$219,000
2025-03-04Pending sale$219,000
2025-01-07Price change$219,000
2024-12-05Listed for sale$230,000
2024-11-25Pending sale$230,000
2024-07-25Listed for sale$230,000

For Sale by Agent

AgentTricia A Greaney
BrokerageSummit Group Real Estate

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