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1810 Werwinski St, South Bend, IN, 46628

2beds
1baths
972sqft
$65,000
$67price/sqft
$616/moest. monthly cost
$24,640/yrincome needed

About This Home

Unlock the potential of this value-add opportunity at 1810 Werwinski St! This home has good bones and is ready for its next owner to bring their vision to life. While it could use some TLC and cosmetic updates, the solid foundation makes it an excellent candidate for a renovation, rental property, or owner-occupant looking to build equity. Located in an established South Bend neighborhood, the property offers convenient access to shopping, restaurants, schools, parks, and major roadways, making it an attractive option for homeowners and investors alike. Whether you're looking for your next flip, a long-term investment, or a place to customize and make your own, the possibilities here are endless. With the right updates, this property has the potential to truly shine. Don't miss this opportunity to turn potential into value.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

4/10
Madison Primary CenterGrades K-51.3 mi
4/10
Jackson Middle SchoolGrades 6-84.6 mi
3/10
Riley High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 108

Features

  • Finished area below ground: 0
  • Finished area above ground: 972

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Kitchen

  • Level: Main
  • Area: 216

Living Room

  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 710803438004.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Features: 0-2.9999
  • Lot size dimensions: 33X133

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$58$696
Property Taxes $46$552
Electricity $184$2,212
Total$616$7,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,120/yr
40% on housing$18,480/yr
45% on housing$16,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$104
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$55,000
2026-07-27Listed for sale$65,000
2024-07-26Listing removed--
2024-07-23Price change$39,999
2024-07-19Price change$43,999
2024-07-15Listed for sale$49,999

For Sale by Agent

AgentKeri Hir
BrokerageKeri Hir

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