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1529 Medora St, South Bend, IN, 46628

2beds
1baths
936sqft
$75,000
$80price/sqft
$704/moest. monthly cost
$28,160/yrincome needed

About This Home

Affordable, charming, and full of potential, this 2 bedroom, 1 bathroom home is a great opportunity for a buyer looking to stop renting and start building equity. With 936 square feet on the main level, the home offers a functional layout, comfortable living spaces, and the kind of lovable character that makes a house feel like home. The basement adds valuable long-term potential, with room to create additional usable space as needs change over time. This property offers an accessible path into homeownership with the chance to make thoughtful improvements along the way. Whether you are looking for your first home, a manageable project, or a property with room to grow, this one is ready to welcome its next chapter.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

3/10
Muessel Elementary SchoolGrades PK-50.5 mi
4/10
5/10
Adams High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,161
  • Total interior livable area: 936 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 710335355015.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,662 sqft
  • Features: Level,0-2.9999
  • Lot size dimensions: 48X120

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$67$804
Property Taxes $74$888
Electricity $184$2,212
Total$704$8,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,137/yr
40% on housing$21,120/yr
45% on housing$18,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$104
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$75,000
2026-08-03Price change$75,000
2026-07-21Price change$80,000
2026-07-10Price change$85,000
2026-07-07Price change$87,900
2026-06-26Listed for sale$90,000
2021-08-27Sold$60,000

For Sale by Agent

AgentStephen DiJulius
BrokerageSt. Joseph Realty Group

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