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1329 Fremont St, South Bend, IN, 46628

2beds
1baths
780sqft
$124,900
$160price/sqft
$1,015/moest. monthly cost
$40,600/yrincome needed

About This Home

This charming two bedroom home has been well loved and is ready for its next owner. New roof in 2024 and completely updated with new carpet, paint, bathroom and kitchen. Nice back yard with off street parking with small shed. You will also love that the laundry room is on the main level. Don't miss your chance to see this lovely home!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
Kennedy Primary AcademyGrades K-50.7 mi
9/10
1/10

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 780

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 710803128015.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,227 sqft
  • Features: Level
  • Lot size dimensions: 40 x 131

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$111$1,332
Property Taxes $89$1,068
Electricity $184$2,212
Total$1,015$12,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,800/yr
40% on housing$30,450/yr
45% on housing$27,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$103
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$126,500
2026-04-01Listed for sale$129,000
2023-08-18Sold$110,000
2023-07-21Pending sale$114,900
2023-07-08Listed for sale$114,900
2023-03-27Sold$41,000
2015-11-12Listing removed$475
2015-09-29Listed for rent$475
2010-12-09Sold$13,440
2010-09-03Listed for sale$16,900

For Sale by Agent

AgentCourtney Houin
BrokerageRe/Max County Wide 1st

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