See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1214 N Olive St, South Bend, IN, 46628

2beds
1baths
720sqft
$106,000
$147price/sqft
$902/moest. monthly cost
$36,080/yrincome needed

About This Home

Thought you were priced out of owning a move in ready home? Think again. Offered at $112,000, this single story two bedroom property is the perfect opportunity to stop paying rent and start building equity.Fully remodeled in 2023, the home features a clean layout, galley style kitchen with appliances included, and a dedicated laundry room that opens up to a fully fenced backyard. To help make the transition into homeownership even easier, the seller is considering all forms of traditional financing including FHA and VA, with or without available down payment assistance options. They are also offering a home warranty and are open to negotiating concessions to help lower your upfront costs. Connect with your agent to schedule a showing today.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

3/10
Muessel Elementary SchoolGrades PK-50.8 mi
4/10
5/10
Adams High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Range
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Tub/Shower Combination
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 192

Property

Details

  • Parcel number: 710803201019.000026

Features

  • Levels: One
  • Stories: 1
  • Fencing: Full,Privacy,Wood

Lot

  • Lot size: 5,227 sqft
  • Features: Level,0-2.9999
  • Lot size dimensions: 40X130

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $535$6,420
Home Insurance *$94$1,128
Property Taxes $89$1,068
Electricity $184$2,212
Total$902$10,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,925/yr
40% on housing$27,060/yr
45% on housing$24,053/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$103
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$106,000
2026-06-25Listed for sale$112,000
2023-12-11Sold$85,000
2023-11-20Pending sale$89,900
2023-11-10Listed for sale$89,900
2023-10-31Listing removed--
2023-10-17Listed for rent$950
2023-08-04Listing removed--
2023-07-22Price change$950
2023-06-21Listed for rent$1,100
2022-01-15Listing removed--
2022-01-11Listed for rent$800
2019-09-15Listing removed$36,000
2019-09-12Price change$36,000
2019-09-11Listed for sale$30,000

For Sale by Agent

AgentZena Marie Capers
BrokerageBerkshire Hathaway HomeServices Northern Indiana Real Estate

Similar Homes