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2415 Fellows St, South Bend, IN, 46614

2beds
1baths
988sqft
$105,000
$106price/sqft
$980/moest. monthly cost
$39,200/yrincome needed

About This Home

Well-maintained one-story home offering affordability, flexibility, and opportunity. Whether you're searching for a place to call home or looking to expand your investment portfolio, this property deserves a closer look. The home features two bedrooms, one full bathroom, a spacious living room with an adjoining dining area, and a bright, inviting kitchen. Enjoy relaxing on the open front porch, plus the convenience of a detached one-car garage. The basement provides additional storage space and includes a laundry area. With its practical layout, manageable size, and attractive price point, this property offers a variety of possibilities for its next owner. Schedule your showing today! A 48-hour notice is required.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Monroe Elementary SchoolGrades K-50.5 mi
4/10
Jackson Middle SchoolGrades 6-81.9 mi
3/10
Riley High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 988

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: 710824135010.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,049 sqft
  • Features: Level
  • Lot size dimensions: 37x86

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$63$756
Property Taxes $203$2,436
Electricity $184$2,212
Total$980$11,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,600/yr
40% on housing$29,400/yr
45% on housing$26,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 46614$125
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46614$135
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Price change$105,000
2026-06-15Listed for sale$110,000

For Sale by Agent

AgentGreg G Gray
BrokeragePolack Realty

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