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1116 E Bowman St, South Bend, IN, 46613

2beds
1baths
650sqft
$100,000
$154price/sqft
$970/moest. monthly cost
$38,800/yrincome needed

About This Home

This thoughtfully remodeled two-bedroom, one-bathroom home offers a comfortable and move-in-ready living experience with well-planned updates throughout. Inside, the refreshed kitchen features warm wood cabinetry, updated appliances, and a spacious kitchen and dining area—ideal for everyday living as well as hosting family gatherings or entertaining guests. The living areas have been updated to provide a clean, welcoming atmosphere, while natural light enhances the home’s inviting feel. The layout is efficient and practical, with two separated rooms that offer flexibility for a home office, guest room, or personal retreat. Situated on a manageable lot, the yard provides enough space for a household pet while remaining easy to maintain. A covered front porch adds charm and serves as a comfortable space to relax or enjoy casual outdoor meals. Conveniently located within approximately 15 minutes of shopping, dining, grocery stores, and the University of Notre Dame, this property offers easy access to everyday essentials. The home presents an excellent opportunity for first-time buyers, investors, or anyone seeking an affordable, remodeled residence with solid features and long-term potential.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
Studebaker Primary CenterGrades PK-120.4 mi
2/10
Lincoln Elementary SchoolGrades PK-50.4 mi
3/10
Riley High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1892

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Other

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 650 sqft

Property

Details

  • Parcel number: 710918353008000026

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 4,800 sqft

Parking

  • Parking features: On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$131$1,572
Property Taxes $150$1,800
Electricity $184$2,212
Total$970$11,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,257/yr
40% on housing$29,100/yr
45% on housing$25,866/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 46613$57
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46613$101
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$97,000
2026-03-26Price change$100,000
2026-03-10Listed for sale$107,000
2026-02-09Listing removed$90,500
2026-01-19Price change$90,500
2026-01-17Listed for sale$94,999
2026-01-15Listing removed--
2026-01-10Listed for sale$107,000

For Sale by Owner

AgentProperty Owner

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