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1242 Chestnut St, Trainer, PA, 19061

4beds
2baths
1,232sqft
$299,000
$243price/sqft
$2,266/moest. monthly cost
$90,640/yrincome needed

About This Home

Open House Sunday 8/2/26 from 1 to 3 stop by ./Welcome home to 1242 Chestnut Street! This beautifully updated 4-bedroom, 2-bathroom home offers space, comfort, and numerous recent improvements throughout. Step onto the inviting enclosed front porch and enter the main level, which features a spacious living room, dining room, two generously sized bedrooms, and a full bathroom. The updated kitchen provides plenty of functionality and charm, while the rear porch/laundry room includes new flooring, a washer and dryer, and access to a newly built side deck. Upstairs, you'll find two additional large bedrooms with ample closet space, along with a second full bathroom. The walk-out basement offers convenient storage and utility space. While the ceiling height is lower, it is exceptionally clean and features a freshly painted floor. This home has been extensively updated, including: a new heating and air conditioning system, a newer roof, a new electrical panel, a new sewer line to the street, new downspouts, and fresh interior and exterior paint throughout. With its thoughtful updates and flexible living space, this move-in-ready home is a fantastic opportunity. Schedule your showing today!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Marcus Hook El SchoolGrades K-41.2 mi
6/10
Chichester Middle SchoolGrades 5-81.4 mi
4/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dry Wall
  • Flooring: Ceramic Tile,Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46000012100
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 52.00 x 82.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$128$1,536
Property Taxes $403$4,836
Electricity $224$2,692
Total$2,266$27,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,691/yr
40% on housing$67,980/yr
45% on housing$60,426/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 19061$136
Delaware County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 19061$207
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$299,000
2026-06-18Listed for sale$319,000
2006-12-20Sold$80,000

For Sale by Agent

AgentCarol Jones
BrokerageVRA Realty

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