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19606 Palisade Ave, South Bend, IN, 46637

2beds
1baths
970sqft
$159,900
$165price/sqft
$1,312/moest. monthly cost
$52,480/yrincome needed

About This Home

**Multiple Offers Highest and Best Offers due 7/19/26 @ noon** Welcome home to this beautifully updated property situated on nearly half an acre, offering the perfect combination of modern improvements, functional living space, and everyday comfort. From the moment you arrive, you'll appreciate the inviting enclosed front porch, providing a versatile space that serves perfectly as a mudroom or welcoming entryway. Inside, the spacious living room offers plenty of room to relax or entertain, while the eat-in kitchen features ample cabinet space, a large pantry for exceptional storage, and all kitchen appliances are included for added convenience. Recent updates provide peace of mind and improved efficiency, including new windows, new gutters and downspouts, and a new high-efficiency furnace and central air conditioning system. Fresh interior paint and new carpet throughout create a clean, move-in-ready feel. The updated bathroom features a beautifully finished 5-foot tiled walk-in shower, adding a stylish touch to the home's modern updates. Outside, the nearly half-acre lot offers abundant outdoor space for recreation, gardening, or future possibilities. A detached two-car garage provides excellent storage and parking. With numerous recent improvements, generous room sizes, included kitchen appliances, and a spacious lot, this well-maintained home is ready for its next owner. Schedule your private showing today and see everything this property has to offer.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
Darden Primary CenterGrades PK-52.0 mi
4/10
5/10
Adams High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Laminate Counters,Eat-in Kitchen,Stand Up Shower
  • Window features: Window Treatments,Blinds
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 970

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 970 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 253

Property

Details

  • Parcel number: 710312376017.000003

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.46 Acres
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 80x248

Parking

  • Total spaces: 2
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$86$1,032
Property Taxes $234$2,808
Electricity $184$2,212
Total$1,312$15,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,982/yr
40% on housing$39,360/yr
45% on housing$34,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 46637$157
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46637$157
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$159,900
2008-10-17Sold$22,877

For Sale by Agent

AgentMichael R Moore
BrokerageMilestone Realty, LLC

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