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123 Dublin St, South Bend, IN, 46637

3beds
4baths
1,745sqft
$385,000
$221price/sqft
$3,083/moest. monthly cost
$123,320/yrincome needed

About This Home

Location is everything — and this one delivers. Tucked inside Dublin Village, this townhome puts Notre Dame, Saint Mary's, and Holy Cross Colleges within minutes, with Eddy Street Commons, downtown South Bend, and the toll road all close at hand. Whether you're buying for game days, for a student, or for yourself, few addresses in South Bend offer this much proximity to this much. Inside, spacious bedrooms offer comfortable, flexible living space, while the great room and kitchen area anchor the home with an open, welcoming layout — ideal for entertaining or everyday living. Low-maintenance living and construction that keeps ownership simple. Dublin Village is one of the most tightly held communities in the market, and turnover here is short-lived.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

3/10
Muessel Elementary SchoolGrades PK-51.7 mi
4/10
5/10
Adams High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Dimensional Shingles
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Range

Basement

  • Basement: Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 150

Features

  • Walk-In Closet(s),Kitchen Island
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Dining Room,Electric,Ventless
  • Finished area below ground: 0
  • Finished area above ground: 1,745

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,745
  • Total interior livable area: 1,745 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 273

Property

Details

  • Parcel number: 710325352068.000007

Features

  • Exterior features: Balcony

Lot

  • Lot size: 1,306 sqft
  • Features: Other
  • Lot size dimensions: 0X0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Asphalt,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$207$2,484
Property Taxes $746$8,952
Electricity $184$2,212
Total$3,083$36,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,702/yr
40% on housing$92,490/yr
45% on housing$82,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 46637$154
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46637$157
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$385,000
2023-01-09Sold$309,900
2022-12-21Pending sale$309,900
2022-11-03Listed for sale$309,900
2022-10-31Pending sale$309,900
2022-10-25Listed for sale$309,900
2005-12-30Sold$205,525

For Sale by Agent

AgentTarah Sheteron
BrokerageCressy & Everett - South Bend

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