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51160 Elm Rd, Granger, IN, 46530

4beds
3baths
2,754sqft
$450,000
$163price/sqft
$3,009/moest. monthly cost
$120,360/yrincome needed

About This Home

Beautiful 4 bedroom, 2.5 bath home built in 2006 in the award winning PHM School District! Located on a private street in Bridlewood on a 1.4-acre lot, this home features an open floor plan with vaulted ceilings, freshly painted main level living space, main floor laundry, newer Pella windows, and a radon mitigation system. The microwave, dishwasher, and oven are all just two years old. The finished basement offers a spacious family room, 4th bedroom, half bath, craft room, and plenty of storage. Enjoy the backyard with a patio, barbecue area, and custom fire pit, plus an extra one-stall storage building. Bridlewood amenities include a neighborhood library and park. This move-in-ready home offers the perfect combination of space, comfort, and privacy!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Discovery Middle SchoolGrades 6-84.1 mi
10/10
Penn High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Oven,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Vaulted Ceiling(s),Main Level Bedroom Suite
  • Flooring: Hardwood,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 1,554

Heating & Cooling

  • Heating features: Conventional,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,954
  • Total interior livable area: 2,754 sqft

Property

Details

  • Parcel number: 710413101006.000011

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Fire Pit,Irrigation System

Lot

  • Lot size: 1.40 Acres
  • Features: 0-2.9999
  • Lot size dimensions: 125 x 502

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$191$2,292
Property Taxes $291$3,492
Electricity $252$3,029
Total$3,009$36,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,165/yr
40% on housing$90,270/yr
45% on housing$80,240/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 46530$177
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46530$143
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$450,000
2026-08-01Listed for sale$450,000
2017-09-22Listing removed$275,000
2017-08-28Listed for sale$275,000

For Sale by Agent

AgentChristine Joers
BrokerageHoward Hanna SB Real Estate

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