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563 W Prancer Dr S, Santa Claus, IN, 47579

3beds
2baths
1,232sqft
$185,500
$151price/sqft
$1,325/moest. monthly cost
$53,000/yrincome needed

About This Home

What a location! This adorable ranch home is just a short distance to the beach and recreation areas of Christmas Lake Village. This home sits on a large corner lot conveniently located close to the Kaspar gate and Holly park that offers a tennis/pickle ball and basketball court. The open floor plan with laminate flooring opens up to a spacious kitchen with pantry and newer appliances and the back patio area. Offers 3 BR's 2 baths, attached garage and fenced back yard as well as a great covered porch to enjoy those beautiful evenings. See additional sheet for replacements/improvements to the home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Dryer-Gas,Electric Range

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Natural Gas,Conventional
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 740502303021.000005

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: Privacy

Lot

  • Lot size: 0.44 Acres
  • Features: Corner Lot,Near Walking Trail
  • Lot size dimensions: 122x156

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $937$11,244
Home Insurance *$106$1,272
Property Taxes $98$1,176
Electricity $184$2,212
Total$1,325$15,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,428/yr
40% on housing$39,750/yr
45% on housing$35,333/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 47579$183
Spencer County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 47579
Spencer County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$189,500
2026-04-02Pending sale$189,500
2026-03-25Listed for sale$189,500

For Sale by Agent

AgentCynthia Bowman
BrokerageERA FIRST ADVANTAGE REALTY, INC

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