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415 N Independence St, Windfall, IN, 46076

2beds
1baths
1,462sqft
$59,000
$40price/sqft
$632/moest. monthly cost
$25,280/yrincome needed

About This Home

SELLER FINANCING AVAILABLE! Investor Special! This fixer-upper is brimming with potential for the right buyer. Sold *as-is*, this property presents a solid investment opportunity, whether for a flip, rental, or long-term value growth. With the right rehab, it could be transformed into a desirable asset in Windfall. The spacious layout offers plenty of room to reimagine the space, while the property's location provides convenience and appeal. If you're ready to take on a project that has great upside potential, this is the one for you! For inquiries, contact Brian Ingle at 765-960-0533.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Tri Central ElementaryGrades PK-55.1 mi
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: None

Bedroom1

  • Level: First
  • Area: 189.5715

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,462
  • Total interior livable area: 1,462 sqft

Kitchen

  • Level: First
  • Area: 149.8175

Living Room

  • Level: First
  • Area: 231.6484

Property

Details

  • Parcel number: 0030031200
  • Zoning: RES

Features

  • Levels: One
  • Patio & porch: 3-Season

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 148

Parking

  • Total spaces: 1
  • Parking features: 1
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $298$3,576
Home Insurance *$37$444
Property Taxes $113$1,356
Electricity $184$2,212
Total$632$7,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,668/yr
40% on housing$18,960/yr
45% on housing$16,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 46076$40
Tipton County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 46076
Tipton County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-18Price change$64,999
2025-05-13Listed for sale$65,000
2024-07-01Listing removed$69,000
2024-05-31Listed for sale$69,000

For Sale by Agent

AgentBrian Ingle
BrokerageFC Tucker Richmond

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