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425 S Kentucky Ave, Evansville, IN, 47714

2beds
1baths
1,164sqft
$94,900
$82price/sqft
$922/moest. monthly cost
$36,880/yrincome needed

About This Home

This 2 bed, 1 bath home offers a covered front porch and large backyard. This floor plan includes a spacious living room, perfect for gathering. The living room leads to the kitchen, which includes an abundance of cabinetry. There are 2 bedrooms with access to the updated full bath with tub/shower combo. There is also an unfinished basement area. The large backyard is perfect for relaxing and outdoor enjoyment. This great home offers off street parking in a great location, close to shopping and dining. Home is currently tenant occupied, no longer vacant.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

2/10
Caze Elementary SchoolGrades PK-53.4 mi
4/10
McGary Middle SchoolGrades 6-82.4 mi
8/10
New Tech InstituteGrades 9-122.9 mi

Construction

Condition

  • Year built: 1919

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 169

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,164

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,037
  • Total interior livable area: 1,164 sqft

Kitchen

  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 820629024049.002029

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Features: 0-2.9999
  • Lot size dimensions: 37x170

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$92$1,104
Property Taxes $167$2,004
Electricity $184$2,212
Total$922$11,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,611/yr
40% on housing$27,660/yr
45% on housing$24,586/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 47714$74
Vanderburgh County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 47714$119
Vanderburgh County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$114,900
2009-06-05Sold$26,462
2004-12-08Sold$23,388

For Sale by Agent

AgentPenny Crick
BrokerageERA FIRST ADVANTAGE REALTY, INC

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