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1220 Read St, Evansville, IN, 47710

2beds
1baths
698sqft
$115,000
$165price/sqft
$930/moest. monthly cost
$37,200/yrincome needed

About This Home

Looking for a fenced in back yard? This home is located on a corner lot, with easy access to Garvin Park, historic Bosse Field, and the Deaconess Aquatic Center. There are two bedrooms with a Jack and Jill bath, and a main floor laundry area for your convenience. It also has a large screened in front porch, perfect for relaxing in the morning or evening. A detached garage offers space for one car plus additional storage.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
9/10
North Junior High SchoolGrades 7-88.8 mi
9/10
North High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 1909

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range
  • Laundry features: Main Level

Basement

  • Basement: Cellar

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Tub/Shower Combination
  • Finished area below ground: 0
  • Finished area above ground: 698

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 698
  • Total interior livable area: 698 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 150

Property

Details

  • Parcel number: 820619027022.024029

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Fencing: Partial

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 129x25

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$94$1,128
Property Taxes $71$852
Electricity $184$2,212
Total$930$11,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,885/yr
40% on housing$27,900/yr
45% on housing$24,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 47710$65
Vanderburgh County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 47710$116
Vanderburgh County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$115,000
2022-03-25Pending sale$89,900
2022-03-17Listed for sale$89,900
2022-03-16Listing removed--
2022-03-07Listed for sale$79,900
2022-02-06Listing removed--
2021-11-24Price change$84,000
2021-11-08Listed for sale$89,500

For Sale by Agent

AgentElaine Main
BrokerageKey Associates Signature Realty

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