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304 S Congress Ave, Evansville, IN, 47714

3beds
2baths
953sqft
$145,000
$152price/sqft
$1,316/moest. monthly cost
$52,640/yrincome needed

About This Home

Welcome to this beautifully remodeled 3 bed, 2 bath ranch offering true one-level living. The spacious living room flows into the updated kitchen featuring newer appliances. A thoughtful split-bedroom design places the primary suite, complete with its own bath and an oversized walk-in closet, on one side, while two additional bedrooms sit comfortably on the other. Outside, a covered front porch delivers instant curb appeal, while the spacious fenced backyard offers mature shade trees, a storage shed, and plenty of space to enjoy. With a newer roof, plus new flooring and fresh paint throughout, all that's left to do is move in!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer Stacked,Electric Range
  • Laundry features: Main Level

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s),Tub/Shower Combination
  • Flooring: Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 953

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 953
  • Total interior livable area: 953 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 204

Property

Details

  • Parcel number: 820626013122.006027

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch Covered
  • Fencing: Full,Chain Link,Privacy,Wood

Lot

  • Lot size: 7,405 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 66x113

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$141$1,692
Property Taxes $258$3,096
Electricity $184$2,212
Total$1,316$15,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,120/yr
40% on housing$39,480/yr
45% on housing$35,093/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 47714$73
Vanderburgh County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 47714$119
Vanderburgh County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$140,000
2026-06-18Listed for sale$145,000
2025-06-05Listing removed$1,500
2025-05-22Listed for rent$1,500
2024-09-17Sold$65,000
2024-08-19Pending sale$65,000
2024-08-12Listed for sale$65,000
2024-06-18Listing removed$57,000
2024-01-24Pending sale$57,000
2024-01-16Price change$57,000
2024-01-02Listed for sale$67,000

For Sale by Agent

AgentCasey J McCoy
BrokerageKELLER WILLIAMS CAPITAL REALTY

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