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219 N Wabash St, Cayuga, IN, 47928

1beds
1baths
800sqft
$110,000
$138price/sqft
$853/moest. monthly cost
$34,120/yrincome needed

About This Home

Discover endless potential in this versatile 800-square-foot building (built in 2013) perfectly suited for retail, office, or professional use. Located in a high-visibility area with steady traffic, this property offers excellent exposure and convenience for both customers and employees. The lot is totaling almost 1 acre with tons of fruit trees and endless possibilities. The space features an open floor plan with flexible layout options, updated utilities, heated floors, and plenty of natural light. Ample parking is available onsite, making it ideal for small businesses, startups, or service-based operations looking to establish a strong local presence. Property is being sold "as is"

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Attic Pull Down Stairs
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Propane,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Master Bedroom

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Office

  • Features: Tile-Ceramic
  • Level: Main
  • Dimensions: 800sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 830605130090000006
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.79 Acres
  • Features: City Lot,Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Drought
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$110$1,320
Property Taxes $3$36
Electricity $184$2,212
Total$853$10,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,245/yr
40% on housing$25,590/yr
45% on housing$22,746/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 47928
Vermillion County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 47928$138
Vermillion County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-19Listed for sale$130,000

For Sale by Agent

AgentHeagen Wickens
BrokerageDream Home Realty Group, LLC

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